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151 Cape Florida Dr, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 151 Cape Florida Dr, Key Biscayne, FL 33149

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 4,299 sqft · built 1970
Lot Size0.321 acres (14,000 sqft)
Owner2 Individual Names on Record
Last Sale$9,200,000 (Jul 2024)
Tax Bill$112,461 (2025)
Deeds & MortgagesNov 2023 Mortgage
Mar 2019 Sale
Flood ZoneZone AE (high risk)
APN24-5205-024-0210

Property Details

APN / Parcel Number

Primary APN24-5205-024-0210

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area4,299 sqft Living Area
Gross Area5,193 sqft
FlooringVinyl/Resilient

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1980
Exterior MaterialConcrete Block
Construction TypeConcrete
Lot Area14,000 sqft (0.321 acres)
Lot Dimensions140 ft deep x 100 ft wide
Patio Area2,100 sqft
FenceFence
Boat AccessBoat Access

Location & Zoning

Street Address151 CAPE FLORIDA DR
CityKEY BISCAYNE
StateFL
Zip33149-2708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2000:ESTATES,GENERAL
Legal DescriptionCAPE FLORIDA SUB SEC 3 PB 79-64 LOT 6 BLK 8 LOT SIZE 100.000 X 140 OR 16903-2678-79 0895 1
Legal Range42
Legal Township55
Legal Section05
Legal SubdivisionCAPE FLORIDA SUB SEC 3
Legal Block8
Legal Lot Number6
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group1
Census Block1016
Census Tract4602

Owner

Source: Miami-Dade County records, as of February 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address151 CAPE FLORIDA DR, KEY BISCAYNE, FL 33149-2708
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2023Deed of Trust, Mortgage · Conventional Mortgage
HSBC BANK USA
Mar 2, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2024 · Amount on Record
Deed SaleJul 28, 2024 · Amount on Record
Prior SaleMar 2, 2019
Deed Document Number0343012136
Deed Book / Page34301 / 2136
Prior Transfer DateJul 5, 2024
Prior Transfer Doc2024R0508884
Record UpdatedJun 8, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address151 CAPE FLORIDA DR, KEY BISCAYNE, FL 33149-2708
Transaction TypeMortgage
Record UpdatedFeb 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 GRAND BAY DR 308, 308, KEY BISCAYNE, FL 33149-1904

Mortgage

Document Number0000810766
DateNov 13, 2023
Book Page33964/3089
Instrument2023R0810766
Lender
NameHSBC BANK USA
TypeBank
AddressNEW YORK, NY 10018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2053

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateMar 2, 2019
Property Address151 CAPE FLORIDA DR, KEY BISCAYNE, FL 33149-2708
Document Number0000136043
Book / Page031348 / 004180
Instrument DateJan 9, 2019
Instrument136043
Transaction TypeTransfer
Record UpdatedMar 20, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.60
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address151 CAPE FLORIDA DR KEY BISCAYNE FL 331492708, KEY BISCAYNE, FL 33149-2708

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$112,461.00 (+351.47%) Homeowner's exemption$7,159,543 (+381.64%)$7,659,543 (+36.18%) Land $6,650,000 Building $1,009,543
2023$24,910.00 (+6.06%) Homeowner's exemption$1,486,487 (+3%)$5,624,436 (+8.55%) Land $4,998,000 Building $626,436
2022$23,487.00 Homeowner's exemption$1,443,192$5,181,281 Land $4,550,000 Building $631,281

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 201 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies201 in force
Nearby Flood Claims312 (1979–2024)
Claims Outside the SFHA1 of 312
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 38 claims
  • Hurricane Wilma, Oct 2005 · 26 claims
  • Hurricane Andrew, Aug 1992 · 195 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Blue Stream.

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