Bergen County and Waldwick Borough property record for 16 Duncan St, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 2,039 sqft · built 1949 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $660,000 (Sep 2022) |
| Tax Bill | $14,330 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Nov 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00073-05-00008 |
| Primary APN | 64-00073-05-00008 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,039 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 6400073E00008 |
|---|---|
| Street Address | 16 DUNCAN ST |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75X100 2.5LT |
| Legal Subdivision | HIGHLANDS SEC #2 |
| Legal Block | 73.05 |
| Legal Lot Number | 8 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 56100 |
Source: Bergen County and Waldwick Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16 DUNCAN ST, WALDWICK, NJ 07463-2425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Nov 13, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2022 · Amount on Record |
| Deed Sale | Sep 27, 2022 · Amount on Record |
| Prior Sale | Nov 15, 1999 · Amount on Record |
| Deed Document Number | 202294564 |
| Deed Book / Page | 4818 / 1977 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 27, 2022 |
| Property Address | 16 DUNCAN ST, WALDWICK, NJ 07463-2425 |
| Document Number | 0048181977 |
| Book / Page | 4818 / 1977 |
| Instrument Date | Aug 27, 2022 |
| Instrument | 2022094564 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | CARNEGIE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,723.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16 DUNCAN ST, 16, WALDWICK, NJ 07463-2425 |
| Name | Verified Name |
|---|---|
| Address | 16 DUNCAN ST, WALDWICK, NJ 07463-2425 |
| Document Number | 2022094565 |
|---|---|
| Date | Sep 27, 2022 |
| Instrument | 2022094565 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 16 DUNCAN ST, WALDWICK, NJ 07463-2425 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SIGNATURE SETTLEMENT SERVICE |
| Name | Verified Name |
|---|
| Document Number | 0034040696 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 3404/696 |
| Instrument | 19-076949 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Dec 1, 2048 |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $624,400 (-) Land $318,800 Building $305,600 | $624,400 (-) Land $318,800 Building $305,600 | |
| 2025 | $14,330.00 (+3.66%) | $624,400 (+28.74%) Land $318,800 Building $305,600 | $624,400 (+28.74%) Land $318,800 Building $305,600 |
| 2024 | $13,824.00 (+0.09%) | ||
| 2023 | $485,000 Land $262,500 Building $222,500 | $485,000 Land $262,500 Building $222,500 | |
| 2022 | $13,812.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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