Bergen County and Waldwick Borough property record for 13 Duncan St, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 2,046 sqft · built 1950 |
| Lot Size | 0.177 acres (7,704 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $492,000 (Aug 2018) |
| Tax Bill | $13,648 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00073-06-00010 |
| Primary APN | 64-00073-06-00010 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,046 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 7,704 sqft (0.177 acres) |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 6400073F00010 |
|---|---|
| Street Address | 13 DUNCAN ST |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75XIRR 3LT |
| Legal Subdivision | HIGHLANDS SEC #2 |
| Legal Block | 73.06 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 56100 |
Source: Bergen County and Waldwick Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13 DUNCAN ST, WALDWICK, NJ 07463-2407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 22, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Aug 15, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2018 · Amount on Record |
| Deed Sale | Aug 15, 2018 · Amount on Record |
| Prior Sale | Sep 13, 2004 · Amount on Record |
| Deed Document Number | 201818-058575 |
| Deed Book / Page | 3027 / 1958 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 13 DUNCAN ST, WALDWICK, NJ 07463-2407 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0039850606 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 3985/606 |
| Instrument | 2021027829 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 13 DUNCAN ST, WALDWICK, NJ 07463-2407 |
| Document Number | 0032321119 |
| Instrument Date | Apr 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13 DUNCAN ST WALDWICK NJ 074632407, WALDWICK, NJ 07463-2407 |
| Document Number | 0032321119 |
|---|---|
| Date | May 1, 2019 |
| Book Page | 003232/001119 |
| Instrument | 27028 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 15, 2018 |
| Property Address | 13 DUNCAN ST, WALDWICK, NJ 07463-2407 |
| Document Number | 0030271958 |
| Book / Page | 3027 / 1958 |
| Instrument Date | Jul 30, 2018 |
| Instrument | 00018-058575 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 DUNCAN ST, WALDWICK, NJ 07463-2407 |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $594,700 (-) Land $329,900 Building $264,800 | $594,700 (-) Land $329,900 Building $264,800 | |
| 2025 | $13,648.00 (+3.66%) | $594,700 (+36.46%) Land $329,900 Building $264,800 | $594,700 (+36.46%) Land $329,900 Building $264,800 |
| 2024 | $13,166.00 (+6.08%) | ||
| 2023 | $435,800 Land $271,500 Building $164,300 | $435,800 Land $271,500 Building $164,300 | |
| 2022 | $12,411.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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