Bergen County and Waldwick Borough property record for 18 Duncan St, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 2,475 sqft · built 1949 |
| Lot Size | 0.159 acres (6,943 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $393,000 (Dec 2016) |
| Tax Bill | $15,679 (2025) |
| Deeds & Mortgages | Dec 2018 Refinance Dec 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00073-05-00007 |
| Primary APN | 64-00073-05-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,475 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 6,943 sqft (0.159 acres) |
| Parking Spaces | 1 Parking Space |
| Account Number | 001608 |
|---|---|
| Street Address | 18 DUNCAN ST |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 74XIRR 3LT |
| Legal Block | 73.05 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 56100 |
Source: Bergen County and Waldwick Borough records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 DUNCAN ST, WALDWICK, NJ 07463-2425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA |
| Dec 18, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2016 · Amount on File |
| Deed Sale | Dec 9, 2016 · Amount on File |
| Prior Sale | Sep 9, 2010 · Amount on File |
| Deed Document Number | 201695707 |
| Deed Book / Page | 2463 / 1741 |
| Prior Transfer Date | Aug 10, 1999 |
| Prior Transfer Doc | 0000137900 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 18 DUNCAN ST, WALDWICK, NJ 07463-2425 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031250230 |
|---|---|
| Date | Dec 6, 2018 |
| Book Page | 3125/230 |
| Instrument | 18-085975 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 18 DUNCAN ST, WALDWICK, NJ 07463-2425 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034421253 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 3442/1253 |
| Instrument | 19-088322 |
| Name | NEWREZ LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jan 1, 2049 |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $683,200 (-) Land $319,400 Building $363,800 | $683,200 (-) Land $319,400 Building $363,800 | |
| 2025 | $15,679.00 (+3.66%) | $683,200 (+35.91%) Land $319,400 Building $363,800 | $683,200 (+35.91%) Land $319,400 Building $363,800 |
| 2024 | $15,126.00 (+5.66%) | ||
| 2023 | $502,700 Land $263,000 Building $239,700 | $502,700 Land $263,000 Building $239,700 | |
| 2022 | $14,316.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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