7 Duncan St, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 7 Duncan St, Waldwick, NJ 07463

Property Summary

Property Type	Single Family Home
Details	1,963 sqft · built 1949
Lot Size	0.156 acres (6,787 sqft)
Owner	Individual on Record
Last Sale	$340,000 (Jul 2002)
Tax Bill	$13,329 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-00073-06-00008`

Property Details

APN / Parcel Number

Primary APN	`64-00073-06-00008`
Alternative APNs	`6400073000600008` `6400073F00008`

Interior

Stories	2 Stories
Building Area	1,963 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,787 sqft (0.156 acres)

Location & Zoning

Old Parcel Number	6400073F00008
Street Address	7 DUNCAN ST
City	WALDWICK
State	NJ
Zip	07463-2407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	69XIRR 3.5LT
Legal Subdivision	HIGHLANDS SEC 2
Legal Block	73.6
Legal Lot Number	8
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	1
Census Block	1002
Census Tract	56100

Owner

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	7 DUNCAN ST, WALDWICK, NJ 07463-2407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2002 · Amount on Record
Deed Sale	Jul 5, 2002 · Amount on Record
Deed Book / Page	8486 / 433
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	7 DUNCAN ST, WALDWICK, NJ 07463-2407
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	WESTCOR LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025151911
Date	Jan 25, 2017
Book Page	02515/1911
Instrument	17-008290

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SAN BRUNO, CA 94066

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2032

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$580,800 (-) Land $321,500 Building $259,300	$580,800 (-) Land $321,500 Building $259,300
2025	$13,329.00 (+3.66%)	$580,800 (+32.78%) Land $321,500 Building $259,300	$580,800 (+32.78%) Land $321,500 Building $259,300
2024	$12,858.00 (+3.22%)
2023		$437,400 Land $264,800 Building $172,600	$437,400 Land $264,800 Building $172,600
2022	$12,457.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300