Bergen County and Waldwick Borough property record for 11 Duncan St, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,965 sqft · built 1949 |
| Lot Size | 0.166 acres (7,249 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $13,462 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Feb 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00073-06-00009 |
| Primary APN | 64-00073-06-00009 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,965 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 7,249 sqft (0.166 acres) |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 6400073F00009 |
|---|---|
| Street Address | 11 DUNCAN ST |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75XIRR 3.5LT |
| Legal Subdivision | HIGHLANDS SEC 2 |
| Legal Block | 73.06 |
| Legal Lot Number | 9 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 56100 |
Source: Bergen County and Waldwick Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11 DUNCAN ST, WALDWICK, NJ 07463-2407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 24, 2017 | Deed of Trust, Mortgage · FHA Mortgage E MORTGAGE MANAGEMENT LLC |
| Nov 9, 2020 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 11 DUNCAN ST, WALDWICK, NJ 07463-2407 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0045210591 |
|---|---|
| Date | Jan 5, 2022 |
| Book Page | 4521/591 |
| Instrument | 2022001649 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 11 DUNCAN ST, WALDWICK, NJ 07463-2407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0025450907 |
|---|---|
| Date | Feb 24, 2017 |
| Book Page | 02545/0907 |
| Instrument | 17-017609 |
| Name | E MORTGAGE MANAGEMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08002 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 11 DUNCAN ST, WALDWICK, NJ 07463-2407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 11 DUNCAN ST, WALDWICK, NJ 07463-2407 |
| Document Number | 0038061220 |
|---|---|
| Date | Nov 9, 2020 |
| Book Page | 3806/1220 |
| Instrument | 20-115478 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 315 Months |
| Due | Feb 1, 2047 |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $586,600 (-) Land $331,700 Building $254,900 | $586,600 (-) Land $331,700 Building $254,900 | |
| 2025 | $13,462.00 (+3.66%) | $586,600 (+30.88%) Land $331,700 Building $254,900 | $586,600 (+30.88%) Land $331,700 Building $254,900 |
| 2024 | $12,987.00 (+1.75%) | ||
| 2023 | $448,200 Land $273,000 Building $175,200 | $448,200 Land $273,000 Building $175,200 | |
| 2022 | $12,764.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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