Bergen County and Waldwick Borough property record for 26 Duncan St, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,972 sqft · built 1949 |
| Lot Size | 0.187 acres (8,146 sqft) |
| Owner | Individual Name on File |
| Last Sale | $457,500 (Jan 2019) |
| Tax Bill | $12,921 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Sep 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00073-05-00005 |
| Primary APN | 64-00073-05-00005 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,972 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 8,146 sqft (0.187 acres) |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 6400073E00005 |
|---|---|
| Street Address | 26 DUNCAN ST |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75XIRR 3LT |
| Legal Subdivision | HIGHLANDS SEC 2 |
| Legal Block | 73.05 |
| Legal Lot Number | 5 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 56100 |
26 Duncan St is owned and occupied by an individual who bought it in January 2019.
Source: Bergen County and Waldwick Borough records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 26 DUNCAN ST, WALDWICK, NJ 07463-2425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage ATLANTIC HOME LOANS INC |
| Sep 25, 2019 | Deed of Trust, Mortgage · FHA Mortgage ATLANTIC HM LOANS |
| Jan 25, 2019 | Deed with Mortgage, Foreclosure · Conventional Mortgage ATLANTIC HM LOANS |
| May 14, 2018 | Trustee's Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2019 · Amount on File |
| Deed Sale | Jan 25, 2019 · Amount on File |
| Prior Sale | May 14, 2018 · Amount on File |
| Deed Document Number | 20196020 |
| Deed Book / Page | 3163 / 1374 |
| Prior Transfer Date | Jan 9, 2019 |
| Prior Transfer Doc | 0031631374 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 26 DUNCAN ST, WALDWICK, NJ 07463-2425 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0037641941 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 3764/1941 |
| Instrument | 20-102992 |
| Name | ATLANTIC HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 238 Months |
| Due | Aug 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 26 DUNCAN ST, WALDWICK, NJ 07463-2425 |
| Document Number | 0033920716 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2019 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 26 DUNCAN ST WALDWICK NJ 074632425, WALDWICK, NJ 07463-2425 |
| Document Number | 0033920716 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 003392/000716 |
| Instrument | 73524 |
| Name | ATLANTIC HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 29, 2049 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 25, 2019 |
| Property Address | 26 DUNCAN ST, WALDWICK, NJ 07463-2425 |
| Document Number | 0031631374 |
| Book / Page | 003163 / 001374 |
| Instrument Date | Jan 9, 2019 |
| Instrument | 6020 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 4, 2019 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $475.50 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26 DUNCAN ST WALDWICK NJ 074632425, WALDWICK, NJ 07463-2425 |
| Document Number | 31631380 |
|---|---|
| Date | Jan 25, 2019 |
| Book Page | 003163/001380 |
| Instrument | 6020 |
| Name | ATLANTIC HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 24, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 14, 2018 |
| Property Address | 26 DUNCAN ST, WALDWICK, NJ 07463-2425 |
| Document Number | 0029392321 |
| Book / Page | 002939 / 002321 |
| Instrument Date | Mar 6, 2018 |
| Instrument | 33777 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $311.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | PO BOX 551 ORADELL NJ 076490551, ORADELL, NJ 07649-0551 |
The 2025 property tax bill for 26 Duncan St was $12,921, up 3.7% from the year before.
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $563,000 (-) Land $331,500 Building $231,500 | $563,000 (-) Land $331,500 Building $231,500 | |
| 2025 | $12,921.00 (+3.67%) | $563,000 Land $331,500 Building $231,500 | $563,000 Land $331,500 Building $231,500 |
| 2024 | $12,464.00 | ||
| 2023 | $427,100 Land $272,800 Building $154,300 | $427,100 Land $272,800 Building $154,300 | |
| 2022 | $12,163.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 26 Duncan St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 26 Duncan St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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