Bergen County and Waldwick Borough property record for 23 Duncan St, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 2,503 sqft · built 1949 |
| Lot Size | 0.215 acres (9,360 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (Aug 2009) |
| Tax Bill | $14,766 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00073-07-00010 |
| Primary APN | 64-00073-07-00010 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,503 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 9,360 sqft (0.215 acres) |
| Parking Spaces | 1 Parking Space |
| Account Number | 000150 |
|---|---|
| Street Address | 23 DUNCAN ST |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 94XIRR 4LT |
| Legal Subdivision | HIGHLANDS SEC 2 |
| Legal Block | 73.07 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 56100 |
Source: Bergen County and Waldwick Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23 DUNCAN ST, WALDWICK, NJ 07463-2408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NJ LENDERS |
| Aug 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NJ LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2009 · Amount on Record |
| Deed Sale | Aug 10, 2009 · Amount on Record |
| Deed Document Number | 20092042041 |
| Deed Book / Page | 204 / 2041 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 23 DUNCAN ST, WALDWICK, NJ 07463-2408 |
| Document Number | 0038561374 |
| Instrument Date | Oct 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2020 |
| Title Company | PRESTIGE TITLE AGENCY INC, PRESTIGE TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 DUNCAN ST WALDWICK NJ 074632408, WALDWICK, NJ 07463-2408 |
| Document Number | 0038561374 |
|---|---|
| Date | Dec 19, 2020 |
| Book Page | 003856/001374 |
| Instrument | 130349 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 18, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 23 DUNCAN ST, WALDWICK, NJ 07463-2408 |
| Document Number | 0027180053 |
| Book / Page | 002718 / 000053 |
| Instrument Date | Aug 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2017 |
| Title Company | PRESTIGE TITLE, PRESTIGE TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 DUNCAN ST WALDWICK NJ 074632408, WALDWICK, NJ 07463-2408 |
| Document Number | 0027180053 |
|---|---|
| Date | Sep 11, 2017 |
| Book Page | 002718/000053 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2047 |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $643,400 (-) Land $357,000 Building $286,400 | $643,400 (-) Land $357,000 Building $286,400 | |
| 2025 | $14,766.00 (+3.66%) | $643,400 (+50.12%) Land $357,000 Building $286,400 | $643,400 (+50.12%) Land $357,000 Building $286,400 |
| 2024 | $14,244.00 (+16.7%) | ||
| 2023 | $428,600 Land $293,500 Building $135,100 | $428,600 Land $293,500 Building $135,100 | |
| 2022 | $12,206.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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