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159 Two Lakes Dr, Madison, MS 39110 Property Records

Madison County property record for 159 Two Lakes Dr, Madison, MS 39110 · Last verified August 2026

Property Summary

Property TypeOther Improved
Details6,338 sqft · built 2021
Lot Size19.5 acres (852,034 sqft)
OwnerIndividual Name on File
Tax Bill$7,205 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Aug 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN091H-34-002/25

Property Details

APN / Parcel Number

Primary APN091H-34-002/25
Alternative APN
  • 54111

Interior

Building Area6,338 sqft Adjusted Area
1st Floor Area4,822 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Lot Area852,034 sqft (19.5 acres)

Location & Zoning

Account Number54111
Street Address159 TWO LAKES DR
CityMADISON
StateMS
Zip39110-5530
Property CategoryOther
Property TypeOther > Other Improved
Legal DescriptionLOT 3 & PART OF LOT 2 THE RETREAT II -19.56 ACC-
Legal Range01E
Legal Township09N
Legal Section34
Legal SubdivisionRETREAT II, THE
Legal Lot Number3,2
JurisdictionMADISON MS
Township / Civil Division4
Census Block Group1
Census Block1064
Census Tract30403

Owner

Source: Madison County records · APN 091H-34-002/25

Assessment roll updated November 7, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address159 TWO LAKES DR, MADISON, MS 39110-5530
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2026Deed of Trust, Mortgage · Line of Credit
GUARANTY TRUST COMPANY
Aug 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANKFIRST FINANCIAL SERVICES
Nov 09, 2020Deed of Trust, Construction Loan · Line of Credit
BANKFIRST FIN'L SVCS
Oct 02, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 02, 2020
Deed SaleOct 02, 2020
Deed Document Number2020906896
Deed Book / Page3923 / 374
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Recording DateJul 30, 2026
Property Address159 TWO LAKES DR, MADISON, MS 39110-5530
Document Number0001056440
Book / Page4711 / 781
Instrument DateJul 23, 2026
Instrument20261056440
Transaction TypeMortgage
Record UpdatedAug 06, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address159 TWIN OAKS DR, MADISON, MS 39110-8938

Mortgage

Document Number0001056440,
DateJul 30, 2026
Book Page4711/781
Instrument20261056440
Lender
NameGUARANTY TRUST COMPANY
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.49%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address159 TWO LAKES DR, MADISON, MS 39110-5530
Transaction TypeMortgage
Record UpdatedDec 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address159 TWO LAKES DR, MADISON, MS 39110-5530

Mortgage

Document Number004082/344
DateAug 11, 2021
Book Page4082/344
Instrument933592
Lender
NameBANKFIRST FINANCIAL SERVICES
TypeBank
AddressCOLUMBUS, MS 39703
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

November 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionMADISON MS
Recording DateNov 09, 2020
Property Address159 TWO LAKES DR, MADISON, MS 39110-5530
Document Number0000910168
Book / Page003942 / 000343
Instrument DateOct 30, 2020
Instrument910168
Transaction TypeConstruction Loan
Record UpdatedNov 19, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address182 TWO LAKES DR MADISON MS 391105531, MADISON, MS 39110-5531

Mortgage

Document Number0000910168
DateNov 09, 2020
Book Page003942/000343
Instrument910168
Lender
NameBANKFIRST FIN'L SVCS
TypeFunding / Finance Company
AddressMADISON, MS 39110
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueNov 08, 2021
Interest
Rate TypeAdjustable Rate

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateOct 02, 2020
Property Address159 TWO LAKES DR, MADISON, MS 39110-5530
Document Number0000906896
Book / Page003923 / 000374
Instrument DateSep 30, 2020
Instrument906896
Transaction TypeTransfer
Record UpdatedOct 22, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address182 TWO LAKES DR MADISON MS 391105531, MADISON, MS 39110-5531

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated November 7, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
Unified School DistrictCanton Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,205.00 Homeowner's exemption$77,932 (-)$779,320 (-) Land $234,720 Building $544,600
2024$7,205.00 (+0.81%)
2023$7,147.00 Homeowner's exemption$77,932$779,320 Land $234,720 Building $544,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (28089C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280890304031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies13 in force
3 of 13 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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