104 Two Lakes Dr, Madison, MS 39110 Property Records

Madison County property record for 104 Two Lakes Dr, Madison, MS 39110

Property Summary

Property TypeOther Improved
Details4,746 sqft · built 2023
Lot Size8.11 acres (353,272 sqft)
OwnerIndividual Name on File
Last Sale$1,072,645 (May 2025)
Tax Bill$4,973 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN091H-34-002/34

Property Details

APN / Parcel Number

Primary APN091H-34-002/34
Alternative APN
  • 55814

Interior

Building Area4,746 sqft Adjusted Area
1st Floor Area2,816 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area353,272 sqft (8.11 acres)

Location & Zoning

Account Number55814
Street Address104 TWO LAKES DR
CityMADISON
StateMS
Zip39110-5531
Property CategoryOther
Property TypeOther > Other Improved
Local Zoning CodeR1
Legal DescriptionLOT 4 THE MEADOWS (REVISED) -8.11 AC-
Legal Range01E
Legal Township09N
Legal Section34
Legal SubdivisionMEADOWS THE REVISED
Legal Lot Number4
JurisdictionMADISON MS
Township / Civil Division4
Census Block Group1
Census Block1064
Census Tract30403

Owner

104 Two Lakes Dr is owned and occupied by an individual who bought it in May 2025.

Source: Madison County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address104 TWO LAKES DR, MADISON, MS 39110-5531
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2026Deed of Trust, Mortgage · Line of Credit
RIVERHILLS BANK
Oct 30, 2020Warranty Deed, Transfer
FIRST FIN'L BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2025 · Amount on File
Deed SaleMay 22, 2025 · Amount on File
Prior SaleOct 30, 2020 · Amount on File
Deed Document Number20251028139
Deed Book / Page4559 / 77
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Recording DateJun 15, 2026
Property Address104 TWO LAKES DR, MADISON, MS 39110-5531
Document Number0001053676
Book / Page4694 / 739
Instrument DateJun 8, 2026
Instrument20261053676
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 TWO LAKES DR, MADISON, MS 39110-5531

Mortgage

Document Number0001053676,
DateJun 15, 2026
Book Page4694/739
Instrument20261053676
Lender
NameRIVERHILLS BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueJun 10, 2031
Interest
Rate6.37%
Max Rate-1%

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateOct 30, 2020
Property Address104 TWO LAKES DR, MADISON, MS 39110-5531
Document Number0000909499
Book / Page003938 / 000584
Instrument DateOct 29, 2020
Instrument909499
Transaction TypeTransfer
Record UpdatedNov 13, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address702 ESPLANADE DR RIDGELAND MS 391575131, RIDGELAND, MS 39157-5131

Mortgage

Document Number909500
DateOct 30, 2020
Book Page003938/000586
Instrument909500
Lender
NameFIRST FIN'L BK&TR
TypeFunding / Finance Company
AddressCARTHAGE, MS 39051
Agreement
AmountAmount on Record
Term60 Months
DueOct 29, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 104 Two Lakes Dr was $4,973 with a homeowner's exemption, down 37.1% from the year before.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
Unified School DistrictCanton Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,973.00 (-37.12%) Homeowner's exemption$54,751$547,510 Land $97,320 Building $450,190
2024$7,909.00 (+466.95%)
2023$1,395.00$14,598$97,320 Land $97,320

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 104 Two Lakes Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Two Lakes Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 62% of Mississippi
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CANTON
serves 16,785 people · EPA ID MS0450006
Water SourceGroundwater
Last State InspectionFeb 2022
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
AT&T
Fiber
1,000 / 1,000
NETSPEEDMS
Fixed Wireless
499 / 285
Verizon
Fixed Wireless
300 / 20

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