Madison County property record for 122 Two Lakes Dr, Madison, MS 39110
| Property Type | Other Improved |
|---|---|
| Details | 2,955 sqft · built 2019 |
| Lot Size | 5.67 acres (246,985 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $187,500 (Aug 2025) |
| Tax Bill | $2,506 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jan 2020 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 091H-34-002/03 |
| Primary APN | 091H-34-002/03 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,955 sqft Adjusted Area |
|---|---|
| 1st Floor Area | 1,344 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 246,985 sqft (5.67 acres) |
| Account Number | 51311 |
|---|---|
| Street Address | 122 TWO LAKES DR |
| City | MADISON |
| State | MS |
| Zip | 39110-5531 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | A1 |
| Legal Description | LOT 10 - THE RETREAT -5.67 AC- |
| Legal Range | 01E |
| Legal Township | 09N |
| Legal Section | 34 |
| Legal Subdivision | RETREAT, THE |
| Legal Lot Number | 10 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 30403 |
Source: Madison County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 357 TERRELL PARK DR, BENTONIA, MS 39040-8396 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANKPLUS |
| Jan 31, 2020 | Deed of Trust, Mortgage · Line of Credit BANKFIRST FIN'L SVCS |
| Nov 21, 2019 | Deed of Trust, Mortgage BANKFIRST FIN'L SVCS |
| Sep 18, 2019 | Trustee's Deed, Construction Loan · Line of Credit BANKFIRST FIN'L SVCS |
| Oct 12, 2018 | Grant Deed, Transfer FIRST GUARANTY TITLE |
| Oct 5, 2018 | Trustee's Deed, Construction Loan · Line of Credit BANKFIRST FIN'L SVCS |
| Oct 16, 2018 | Trustee's Deed, Construction Loan · Line of Credit BANKFIRST FIN'L SVCS |
| Apr 9, 2018 | Deed of Trust, Mortgage · Line of Credit FARM CREDIT SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2025 · Amount on Record |
| Deed Sale | Aug 19, 2025 · Amount on Record |
| Prior Sale | Oct 12, 2018 |
| Deed Document Number | 20251033425 |
| Deed Book / Page | 4589 / 44 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Sep 11, 2026 |
| Property Address | 122 TWO LAKES DR, MADISON, MS 39110-5531 |
| Document Number | 0001059194 |
| Book / Page | 4729 / 44 |
| Instrument Date | Aug 15, 2025 |
| Instrument | 20261059194 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 357 TERRELL PARK DR, BENTONIA, MS 39040-8396 |
| Document Number | 0001059194, |
|---|---|
| Date | Sep 11, 2026 |
| Book Page | 4729/44 |
| Instrument | 20261059194 |
| Name | BANKPLUS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 47 Months |
| Due | Aug 15, 2030 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 122 TWO LAKES DR, MADISON, MS 39110-5531 |
| Document Number | 0000886764 |
| Instrument Date | Jan 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 122 TWO LAKES DR MADISON MS 391105531, MADISON, MS 39110-5531 |
| Document Number | 0000886764 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 003825/000931 |
| Instrument | 886764 |
| Name | BANKFIRST FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | MADISON, MS 39110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 9, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 122 TWO LAKES DR, MADISON, MS 39110-5531 |
| Document Number | 0000880518 |
| Instrument Date | Nov 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 122 TWO LAKES DR MADISON MS 391105531, MADISON, MS 39110-5531 |
| Document Number | 0000880518 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 003792/000066 |
| Instrument | 880518 |
| Name | BANKFIRST FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, MS 39703 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 25, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Sep 18, 2019 |
| Property Address | 122 TWO LAKES DR, MADISON, MS 39110-5531 |
| Book / Page | 003766 / 000163 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 872709 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 2, 2019 |
| Title Company | FIRST GUARANTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 110 DEER CREEK CV MADISON MS 391107681, MADISON, MS 39110-7681 |
| Document Number | 0000872709 |
|---|---|
| Date | Sep 18, 2019 |
| Book Page | 003766/000163 |
| Instrument | 872709 |
| Name | BANKFIRST FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | MADISON, MS 39170 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 17, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Oct 12, 2018 |
| Property Address | 122 TWO LAKES DR, MADISON, MS 39110-5531 |
| Document Number | 0000851952 |
| Book / Page | 003655 / 000930 |
| Instrument Date | Oct 5, 2018 |
| Instrument | 851952 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Title Company | FIRST GUARANTY TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 110 DEER CREEK CV MADISON MS 391107681, MADISON, MS 39110-7681 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Oct 5, 2018 |
| Property Address | 122 TWO LAKES DR, MADISON, MS 39110-5531 |
| Book / Page | 003654 / 000623 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 851670 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 18, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 110 DEER CREEK CV MADISON MS 391107681, MADISON, MS 39110-7681 |
| Document Number | 0000851670 |
|---|---|
| Date | Oct 5, 2018 |
| Book Page | 003654/000623 |
| Instrument | 851670 |
| Name | BANKFIRST FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | MADISON, MS 39110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 4, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Oct 16, 2018 |
| Property Address | 122 TWO LAKES DR, MADISON, MS 39110-5531 |
| Book / Page | 003657 / 000258 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 852232 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 16, 2019 |
| Title Company | FIRST GUARANTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 110 DEER CREEK CV MADISON MS 391107681, MADISON, MS 39110-7681 |
| Document Number | 0000852232 |
|---|---|
| Date | Oct 16, 2018 |
| Book Page | 003657/000258 |
| Instrument | 852232 |
| Name | BANKFIRST FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | MADISON, MS 39110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 15, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 122 TWO LAKES DR, MADISON, MS 39110-5531 |
| Document Number | 0000836680 |
| Instrument Date | Apr 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 110 DEER CREEK CV MADISON MS 391107681, MADISON, MS 39110-7681 |
| Document Number | 0000836680 |
|---|---|
| Date | Apr 9, 2018 |
| Book Page | 003588/000118 |
| Instrument | 836680 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | RIDGELAND, MS 39157-6010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 8, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Canton Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,506.00 Homeowner's exemption | $29,140 (-) | $291,400 (-) Land $67,200 Building $224,200 |
| 2024 | $2,506.00 (+0.89%) | ||
| 2023 | $2,484.00 Homeowner's exemption | $29,140 | $291,400 Land $67,200 Building $224,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 62% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CANTON serves 16,785 people · EPA ID MS0450006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2022 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 1,000 / 1,000 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
| Verizon Fixed Wireless | 300 / 20 |
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