139 Two Lakes Dr, Madison, MS 39110 Property Records

Madison County property record for 139 Two Lakes Dr, Madison, MS 39110

Property Summary

Property TypeSingle Family Home
Details5,362 sqft · built 2015
Lot Size6.38 acres (277,913 sqft)
Owner2 Individual Names on Record
Tax Bill$4,574 (2025)
Deeds & MortgagesMar 2021 Line of Credit
Jun 2017 Construction Loan
Flood ZoneZone X (minimal risk)
APN091H-34-002/26

Property Details

APN / Parcel Number

Primary APN091H-34-002/26
Alternative APN
  • 54086

Interior

Stories1 Story
Building Area5,362 sqft Adjusted Area
1st Floor Area4,872 sqft
FlooringWood
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area277,913 sqft (6.38 acres)

Exterior Amenities

Pool Area100 sqft
Deck Area210 sqft
Patio Area710 sqft
Boat House1,056 sqft

Location & Zoning

Account Number54086
Street Address139 TWO LAKES DR
CityMADISON
StateMS
Zip39110-5530
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 THE RETREAT II -6.38 AC-
Legal Range01E
Legal Township09N
Legal Section34
Legal SubdivisionRETREAT II, THE
Legal Lot Number4
JurisdictionMADISON MS
Township / Civil Division4
Census Block Group1
Census Block1064
Census Tract30403

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address139 TWO LAKES DR, MADISON, MS 39110-5530
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2021Deed of Trust, Mortgage · Line of Credit
WHITNEY BANK
Jun 12, 2017Trustee's Deed, Construction Loan · Construction Mortgage
BANKPLUS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 2014
Deed SaleMay 5, 2014
Deed Document Number0003079642
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address139 TWO LAKES DR, MADISON, MS 39110-5530
Transaction TypeMortgage
Record UpdatedAug 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address139 TWO LAKES DR, MADISON, MS 39110-5530

Mortgage

Document Number4010/799
DateMar 25, 2021
Book Page4010/799
Instrument921629
Lender
NameWHITNEY BANK
TypeBank
AddressMONTGOMERY, AL 36117
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueFeb 11, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMADISON MS
Recording DateJun 12, 2017
Property Address139 TWO LAKES DR, MADISON, MS 39110-5530
Book / Page003488 / 000039
Instrument DateJun 6, 2017
Instrument814207
Transaction TypeConstruction Loan
Record UpdatedJul 28, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address162 DOVER LN MADISON MS 391109210, MADISON, MS 39110-9210

Mortgage

Document Number0000814207
DateJun 12, 2017
Book Page003488/000039
Instrument814207
Lender
NameBANKPLUS
TypeBank
AddressRIDGELAND, MS 39157
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 11, 2018

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
Unified School DistrictCanton Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,574.00 (-8.45%) Homeowner's exemption$54,996 (-)$549,960 (-) Land $76,560 Building $473,400
2024$4,996.00 (+0.83%)
2023$4,955.00 Homeowner's exemption$54,996$549,960 Land $76,560 Building $473,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 62% of Mississippi
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CANTON
serves 16,785 people · EPA ID MS0450006
Water SourceGroundwater
Last State InspectionFeb 2022
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
AT&T
Fiber
1,000 / 1,000
NETSPEEDMS
Fixed Wireless
499 / 285
Verizon
Fixed Wireless
300 / 20

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