173 Two Lakes Dr, Madison, MS 39110 Property Records

Madison County property record for 173 Two Lakes Dr, Madison, MS 39110

Property Summary

Property TypeOther Improved
Details4,412 sqft · built 2018
Lot Size20.8 acres (906,919 sqft)
Owner2 Individual Names on Record
Tax Bill$8,272 (2025)
Deeds & MortgagesMar 2022 Mortgage
Feb 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN091H-34-002/24

Property Details

APN / Parcel Number

Primary APN091H-34-002/24
Alternative APN
  • 54109

Interior

Building Area4,412 sqft Adjusted Area
1st Floor Area4,189 sqft

Exterior

Year BuiltBuilt 2018
Lot Area906,919 sqft (20.8 acres)

Location & Zoning

Account Number54109
Street Address173 TWO LAKES DR
CityMADISON
StateMS
Zip39110-5530
Property CategoryOther
Property TypeOther > Other Improved
Local Zoning CodeA1
Legal DescriptionPART OF LOT 2 THE RETREAT II 20.82ACC
Legal Range01E
Legal Township09N
Legal Section34
Legal SubdivisionRETREAT II, THE
Legal Lot Number2
JurisdictionMADISON MS
Township / Civil Division4
Census Block Group1
Census Block1064
Census Tract30403

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address173 TWO LAKES DR, MADISON, MS 39110-5530
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2022Deed of Trust, Mortgage · Conventional Mortgage
BANKPLUS
Feb 4, 2021Deed of Trust, Mortgage
BANKPLUS
Aug 8, 2018Trustee's Deed, Construction Loan · Construction Mortgage
BANK PLUS
Sep 19, 2017Warranty Deed, Transfer
FARM CREDIT SVCS
Jun 12, 2017Warranty Deed, Transfer
Oct 20, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 20, 2017
Deed SaleOct 20, 2017
Deed Document Number0003535656
Deed Book / Page3535 / 0656
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address173 TWO LAKES DR, MADISON, MS 39110-5530
Transaction TypeMortgage
Record UpdatedMar 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address173 TWO LAKES DR, MADISON, MS 39110-5530

Mortgage

Document Number004177/589
DateMar 3, 2022
Book Page4177/589
Instrument951714
Lender
NameBANKPLUS
TypeBank
AddressRIDGELAND, MS 39157
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2037

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address173 TWO LAKES DR, MADISON, MS 39110-5530
Transaction TypeMortgage
Record UpdatedJun 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3984/854
DateFeb 4, 2021
Book Page3984/854
Instrument917527
Lender
NameBANKPLUS
TypeBank
AddressRIDGELAND, MS 39157
Agreement
AmountAmount Recorded
Term12 Months
DueFeb 1, 2022

August 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMADISON MS
Recording DateAug 8, 2018
Property Address173 TWO LAKES DR, MADISON, MS 39110-5530
Book / Page003633 / 000912
Instrument DateJul 31, 2018
Instrument844915
Transaction TypeConstruction Loan
Record UpdatedAug 29, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address162 DOVER LN MADISON MS 391109210, MADISON, MS 39110-9210

Mortgage

Document Number0000844915
DateAug 8, 2018
Book Page003633/000912
Instrument844915
Lender
NameBANK PLUS
TypeBank
AddressRIDGELAND, MS 39157
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 7, 2019
Interest
Rate TypeAdjustable Rate

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateSep 19, 2017
Property Address173 TWO LAKES DR, MADISON, MS 39110-5530
Document Number0000821069
Book / Page003524 / 000255
Instrument DateSep 14, 2017
Instrument821069
Transaction TypeTransfer
Record UpdatedOct 10, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address107 CIRENCESTER DR RIDGELAND MS 391579789, RIDGELAND, MS 39157-9789

Mortgage

Document Number821070
DateSep 19, 2017
Book Page003524/000259
Instrument821070
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
AddressRIDGELAND, MS 39157-6010
Agreement
AmountAmount Recorded
Term60 Months
DueSep 18, 2022

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateJun 12, 2017
Property Address173 TWO LAKES DR, MADISON, MS 39110-5530
Document Number0000814189
Book / Page003487 / 000926
Instrument DateJun 6, 2017
Instrument814189
Transaction TypeTransfer
Record UpdatedAug 1, 2017

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address162 DOVER LN MADISON MS 391109210, MADISON, MS 39110-9210

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateOct 20, 2017
Property Address173 TWO LAKES DR, MADISON, MS 39110-5530
Document Number0000826599
Book / Page003535 / 000656
Instrument DateJun 6, 2017
Instrument826599
Transaction TypeTransfer
Record UpdatedNov 20, 2017

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address162 DOVER LN MADISON MS 391109210, MADISON, MS 39110-9210

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
Unified School DistrictCanton Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,272.00 (-4.4%) Homeowner's exemption$89,003 (-4.25%)$833,710 (-3.06%) Land $249,840 Building $583,870
2024$8,653.00 (+0.82%)
2023$8,583.00 Homeowner's exemption$92,957$860,070 Land $249,840 Building $610,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CANTON
serves 16,785 people · EPA ID MS0450006
Water SourceGroundwater
Last State InspectionFeb 2022
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
AT&T
Fiber
1,000 / 1,000
NETSPEEDMS
Fixed Wireless
404 / 231
Verizon
Fixed Wireless
300 / 20

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