Madison County property record for 189 Two Lakes Dr, Madison, MS 39110
| Property Type | Other Improved |
|---|---|
| Details | 5,586 sqft · built 2023 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Company on Record |
| Last Sale | $1,516,200 (Feb 2023) |
| Tax Bill | $6,713 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit Feb 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 091H-34-002/22 |
| Primary APN | 091H-34-002/22 |
|---|---|
| Alternative APN |
|
| Building Area | 5,586 sqft Adjusted Area |
|---|---|
| 1st Floor Area | 3,164 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 217,800 sqft (5 acres) |
| Account Number | 54002 |
|---|---|
| Street Address | 189 TWO LAKES DR |
| City | MADISON |
| State | MS |
| Zip | 39110-5530 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | R1 |
| Legal Description | 5 AC IN CENTER OF NW1/4 S OF PRIVATE RD |
| Legal Range | 01E |
| Legal Township | 09N |
| Legal Section | 34 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 30403 |
Source: Madison County assessment roll, as of November 7, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company on Record |
|---|---|
| Mailing Address | 189 TWO LAKES DR, MADISON, MS 39110-5530 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 27, 2021 | Deed of Trust, Mortgage · Line of Credit BANKFIRST FINANCIAL SERVICES |
| Feb 15, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage BANKFIRST FINANCIAL SERVICES |
| Oct 1, 2019 | Deed of Trust, Mortgage BANKPLUS |
| Aug 28, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 15, 2023 · Amount on Record |
| Deed Sale | Feb 15, 2023 · Amount on Record |
| Prior Sale | Nov 17, 2020 |
| Deed Document Number | 2023976793 |
| Deed Book / Page | 4302 / 471 |
| Prior Transfer Date | Feb 7, 2023 |
| Prior Transfer Doc | 004302/497 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 189 TWO LAKES DR, MADISON, MS 39110-5530 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 32430 CROWN VALLEY PKWY 101, 101, DANA POINT, CA 92629-3325 |
| Document Number | 004074/709 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 4074/709 |
| Instrument | 932239 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Address | MADISON, MS 39110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Jun 11, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Feb 15, 2023 |
| Property Address | 189 TWO LAKES DR, MADISON, MS 39110-5530 |
| Document Number | 004302/471 |
| Book / Page | 4302 / 471 |
| Instrument Date | Feb 7, 2023 |
| Instrument | 976793 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 189 TWO LAKES DR, MADISON, MS 39110-5530 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 189 TWO LAKES DR, MADISON, MS 39110-5530 |
| Document Number | 0000976794 |
|---|---|
| Date | Feb 15, 2023 |
| Instrument | 976794 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 85 Months |
| Due | Mar 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 189 TWO LAKES DR, MADISON, MS 39110-5530 |
| Document Number | 0000880180 |
| Instrument Date | Oct 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 189 TWO LAKES DR MADISON MS 39110, MADISON, MS 39110 |
| Document Number | 0000880180 |
|---|---|
| Date | Nov 21, 2019 |
| Book Page | 003789/000474 |
| Instrument | 880180 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Nov 20, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Aug 28, 2019 |
| Property Address | 189 TWO LAKES DR, MADISON, MS 39110-5530 |
| Document Number | 0000871439 |
| Book / Page | 003758 / 000760 |
| Instrument Date | Aug 28, 2019 |
| Instrument | 871439 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 173 HARPER ST RIDGELAND MS 391578675, RIDGELAND, MS 39157-8675 |
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Canton Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,713.00 Homeowner's exemption | $72,818 (+709.09%) | $728,180 (+1,113.63%) Land $60,000 Building $668,180 |
| 2024 | $6,713.00 (+680.58%) | ||
| 2023 | $860.00 | $9,000 | $60,000 Land $60,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CANTON serves 16,785 people · EPA ID MS0450006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2022 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 1,000 / 1,000 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
| Verizon Fixed Wireless | 300 / 20 |
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