1585 Softshell St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1585 Softshell St, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2016
Square Footage	2,082 sqft Living Area
Lot Size	7,492 sqft (0.172 acres)
Occupancy	Owner Occupied
Last Sale	$254,240 (2016)
Tax Bill	$3,406.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`31-25-31-0840-0001-0450`
Alternative APNs	`253131084000010450` `143718`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,082 sqft Living Area
Gross Area	2,843 sqft Gross Area
1st Floor	828 sqft 1st Floor
Upper Floors	1,254 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional Style
Exterior Material	Combination Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,492 sqft (0.172 acres)
Depth X Width	125 ft x 60 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	503 sqft Garage
Porch Area	258 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1585 SOFTSHELL ST
City	SAINT CLOUD
State	FL
Zip	34771-7520
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TURTLE CREEK PH 1A PB 19 PGS 22-25 LOT 45
Legal Range	31E
Legal Township	25S
Legal Section	31
Legal Subdivision	TURTLE CREEK PH 1A
Legal Phase	1A
Legal Tract	840
Legal Block	450
Legal Lot Number	45
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2061
Census Tract	43600

Owner

Source: Osceola County records · APN 31-25-31-0840-0001-0450

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1585 SOFTSHELL ST, SAINT CLOUD, FL 34771-7520
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 29, 2016 · Amount on Record
Deed Sale	Aug 29, 2016 · Amount on Record
Prior Sale	Apr 07, 2011 · Amount on Record
Deed Doc Number	2016131401
Deed Book / Page	5016 / 434
Prior Transfer Date	Aug 05, 2010
Prior Transfer Doc	0040180557
Record Refreshed	Jun 08, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1585 SOFTSHELL ST, SAINT CLOUD, FL 34771-7520
Transaction Type	Mortgage
Record Updated	Nov 09, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1585 SOFTSHELL ST, SAINT CLOUD, FL 34771-7520

Mortgage

Document Number	0063031337
Date	Oct 21, 2022
Book Page	6303/1337
Instrument	2022155839

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	287 Months
Due	Sep 01, 2046

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,526.00 (+3.52%) Homeowner's exemption	$239,893 (+5.99%)	$346,400 (+0.61%) Land $75,000 Building $271,400
2024	$3,406.00 (+2.68%)
2023	$3,317.00 (+3.62%) Homeowner's exemption	$226,343 (+3%)	$344,300 (+14.12%) Land $65,000 Building $279,300
2022	$3,201.00 Homeowner's exemption	$219,751	$301,700 Land $60,000 Building $241,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,471 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.