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1584 Softshell St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1584 Softshell St, Saint Cloud, FL 34771 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2015
Square Footage2,198 sqft Living Area
Lot Size6,054 sqft (0.139 acres)
OccupancyOwner Occupied
Last Sale$209,990 (2015)
Tax Bill$4,441.00 (2025)

Property Details

APN / Parcel Number

Primary APN31-25-31-0840-0001-1260
Alternative APNs
  • 253131084000011260
  • 143799

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,198 sqft Living Area
Gross Area2,893 sqft Gross Area
1st Floor1,227 sqft 1st Floor
Upper Floors971 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,054 sqft (0.139 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area483 sqft Garage
Porch Area212 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1584 SOFTSHELL ST
CitySAINT CLOUD
StateFL
Zip34771-7519
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTURTLE CREEK PH 1A PB 19 PG 22-25 LOT 126
Legal Range31E
Legal Township25S
Legal Section31
Legal SubdivisionTURTLE CREEK PH 1A
Legal Phase1A
Legal Tract840
Legal Block1260
Legal Lot Number126
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2017
Census Tract43600

Owner

Source: Osceola County records · APN 31-25-31-0840-0001-1260

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1584 SOFTSHELL ST, SAINT CLOUD, FL 34771-7519
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Sep 18, 2018Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SECRETARY/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 16, 2015 · Amount on Record
Deed SaleSep 16, 2015 · Amount on Record
Prior SaleApr 07, 2011 · Amount on Record
Deed Doc Number2015137124
Deed Book / Page4842 / 65
Prior Transfer DateAug 05, 2010
Prior Transfer Doc0040180557
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateJun 15, 2026
Property Address1584 SOFTSHELL ST, SAINT CLOUD, FL 34771-7519
Document Number0000078498
Book / Page6988 / 1181
Instrument DateMay 26, 2026
Instrument202678498
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1584 SOFTSHELL ST, SAINT CLOUD, FL 34771-7519

Mortgage

Document Number0000078498,
DateJun 15, 2026
Book Page6988/1181
Instrument202678498
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPMEN
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term480 Months
DueJun 01, 2066
Interest
Rate6.3%
Max Rate-1%

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1584 SOFTSHELL ST, SAINT CLOUD, FL 34771-7519
Document Number0054102988
Instrument DateSep 18, 2018
Transaction TypeMortgage
Record UpdatedOct 24, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1584 SOFTSHELL ST ST CLOUD FL 347717519, ST CLOUD, FL 34771-7519

Mortgage

Document Number0054102988
DateOct 02, 2018
Book Page005410/002988
Instrument147926
Lender
NameSECRETARY/HSNG & URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term324 Months
DueOct 01, 2045

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,441.00 (+2.63%) Homeowner's exemption$221,338 (+5.99%)$327,700 (-2.41%) Land $40,000 Building $287,700
2024$4,327.00 (+1.91%)
2023$4,246.00 (+46.72%) Homeowner's exemption$208,836 (+3%)$335,800 (+25.35%) Land $14,900 Building $320,900
2022$2,894.00 Homeowner's exemption$202,754$267,900 Land $14,900 Building $253,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskModerate
above 40% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,471 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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