1578 Softshell St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1578 Softshell St, Saint Cloud, FL 34771 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2015
Square Footage	1,910 sqft Living Area
Lot Size	3,136 sqft (0.072 acres)
Garage	Attached, 483 sqft
Last Sale	$247,500 (2020)
Tax Bill	$5,266.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`31-25-31-0840-0001-1230`
Alternative APNs	`253131084000011230` `143796`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,910 sqft Living Area
Gross Area	2,603 sqft Gross Area
1st Floor	980 sqft 1st Floor
Upper Floors	930 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	3,136 sqft (0.072 acres)
Depth X Width	125 ft x 25 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	483 sqft Garage
Porch Area	210 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1578 SOFTSHELL ST
City	SAINT CLOUD
State	FL
Zip	34771-7519
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TURTLE CREEK PH 1A PB 19 PG 22-25 LOT 123
Legal Range	31E
Legal Township	25S
Legal Section	31
Legal Subdivision	TURTLE CREEK PH 1A
Legal Phase	1A
Legal Tract	840
Legal Block	1230
Legal Lot Number	123
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2017
Census Tract	43600

Owner

Source: Osceola County records · APN 31-25-31-0840-0001-1230

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3916 SOUTHERN VISTA LOOP, SAINT CLOUD, FL 34772-6872
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 06, 2020 · Amount on Record
Deed Sale	Oct 06, 2020 · Amount on Record
Prior Sale	Nov 02, 2015 · Amount on Record
Deed Doc Number	2020133836
Deed Book / Page	5807 / 393
Prior Transfer Date	Aug 05, 2010
Prior Transfer Doc	0040180557
Record Refreshed	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 06, 2020
Property Address	1578 SOFTSHELL ST, SAINT CLOUD, FL 34771-7519
Document Number	0058070393
Book / Page	5807 / 393
Map Reference	MB 19 PG 22-25
Instrument Date	Sep 04, 2020
Instrument	2020133836
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	SIMPLY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,732.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1578 SOFTSHELL ST, 1578, SAINT CLOUD, FL 34771-7519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1578 SOFTSHELL ST, SAINT CLOUD, FL 34771-7519

Mortgage

Document Number	0005807396
Date	Oct 06, 2020
Instrument	5807/396

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,266.00 (+4.38%)	$294,000 (-1.41%) Land $40,000 Building $254,000	$294,000 (-1.41%) Land $40,000 Building $254,000
2024	$5,045.00 (+5.63%)
2023	$4,776.00 (+14.67%)	$298,200 (+25.08%) Land $14,900 Building $283,300	$298,200 (+25.08%) Land $14,900 Building $283,300
2022	$4,165.00	$238,400 Land $14,900 Building $223,500	$238,400 Land $14,900 Building $223,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	61.0 ft

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,471 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.