Osceola County property record for 1577 Softshell St, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2016 |
| Square Footage | 2,080 sqft Living Area |
| Lot Size | 6,272 sqft (0.144 acres) |
| Garage | Attached, 476 sqft |
| Last Sale | $415,000 (2022) |
| Tax Bill | $6,525.00 (2024) |
| Primary APN | 31-25-31-0840-0001-0470 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,080 sqft Living Area |
| Gross Area | 2,880 sqft Gross Area |
| 1st Floor | 2,080 sqft 1st Floor |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,272 sqft (0.144 acres) |
| Depth X Width | 125 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 476 sqft Garage |
| Porch Area | 324 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1577 SOFTSHELL ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7520 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TURTLE CREEK PH 1A PB 19 PG 22-25 LOT 47 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 31 |
| Legal Subdivision | TURTLE CREEK PH 1A |
| Legal Phase | 1A |
| Legal Tract | 840 |
| Legal Block | 470 |
| Legal Lot Number | 47 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2061 |
| Census Tract | 43600 |
Source: Osceola County records · APN 31-25-31-0840-0001-0470
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12951 KIRBY SMITH RD, ORLANDO, FL 32832-6122 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 02, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BRIDGEWAY LENDING PARTNERS LLC |
| Sep 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC |
| Mar 06, 2018 | Warranty Deed, Transfer FIRST INT'L TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 22, 2022 · Amount on Record |
| Deed Sale | Sep 22, 2022 · Amount on Record |
| Prior Sale | Mar 06, 2018 · Amount on Record |
| Deed Doc Number | 2022144000 |
| Deed Book / Page | 6290 / 1312 |
| Prior Transfer Date | Aug 05, 2010 |
| Prior Transfer Doc | 0040180557 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1577 SOFTSHELL ST, SAINT CLOUD, FL 34771-7520 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12951 KIRBY SMITH RD, ORLANDO, FL 32832-6122 |
| Document Number | 0069160576 |
|---|---|
| Date | Feb 02, 2026 |
| Book Page | 6916/576 |
| Instrument | 2026013886 |
| Name | BRIDGEWAY LENDING PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Address | CYPRESS, CA 90630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 22, 2022 |
| Property Address | 1577 SOFTSHELL ST, SAINT CLOUD, FL 34771-7520 |
| Document Number | 0062901312 |
| Book / Page | 6290 / 1312 |
| Map Reference | MB 19 PG 22-25 |
| Instrument Date | Sep 22, 2022 |
| Instrument | 2022144000 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2022 |
| Title Company | MAGNOLIA TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,905.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10114 MARSH PINE CIR, 10114, ORLANDO, FL 32832-5916 |
| Name | Verified Name |
|---|---|
| Address | 12951 KIRBY SMITH RD, ORLANDO, FL 32832-6122 |
| Document Number | 0062901313 |
|---|---|
| Date | Sep 22, 2022 |
| Instrument | 6290/1313 |
| Name | PMAC LENDING SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 06, 2018 |
| Property Address | 1577 SOFTSHELL ST, SAINT CLOUD, FL 34771-7520 |
| Document Number | 0052962809 |
| Book / Page | 005296 / 002809 |
| Instrument Date | Mar 01, 2018 |
| Instrument | 37983 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2018 |
| Title Company | FIRST INT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,841.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1577 SOFTSHELL ST ST CLOUD FL 347717520, ST CLOUD, FL 34771-7520 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,370.00 (-2.38%) | $355,700 (+0.54%) Land $75,000 Building $280,700 | $355,700 (+0.54%) Land $75,000 Building $280,700 |
| 2024 | $6,525.00 (+2.35%) | ||
| 2023 | $6,375.00 (+69.14%) | $353,800 (+40.8%) Land $65,000 Building $288,800 | $353,800 (+14.2%) Land $65,000 Building $288,800 |
| 2022 | $3,769.00 Homeowner's exemption | $251,287 | $309,800 Land $60,000 Building $249,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Wildfire Risk | Moderate above 40% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,471 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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