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1582 Softshell St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1582 Softshell St, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2015
Square Footage1,910 sqft Living Area
Lot Size3,136 sqft (0.072 acres)
GarageAttached, 483 sqft
Last Sale$294,500 (2021)
Tax Bill$5,206.00 (2024)

Property Details

APN / Parcel Number

Primary APN31-25-31-0840-0001-1250
Alternative APNs
  • 253131084000011250
  • 143798

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,910 sqft Living Area
Gross Area2,603 sqft Gross Area
1st Floor980 sqft 1st Floor
Upper Floors930 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area3,136 sqft (0.072 acres)
Depth X Width125 ft x 25 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area483 sqft Garage
Porch Area210 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1582 SOFTSHELL ST
CitySAINT CLOUD
StateFL
Zip34771-7519
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTURTLE CREEK PH 1A PB 19 PG 22-25 LOT 125
Legal Range31E
Legal Township25S
Legal Section31
Legal SubdivisionTURTLE CREEK PH 1A
Legal Phase1A
Legal Tract840
Legal Block1250
Legal Lot Number125
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2017
Census Tract43600

Owner

Source: Osceola County records · APN 31-25-31-0840-0001-1250

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1636 ASHLAND AVE, 509, DES PLAINES, IL 60016-7724
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2021Special Warranty Deed, Transfer · Conventional Mortgage
CENTENNIAL BANK
Jul 07, 2021Warranty Deed, Transfer
ZILLOW CLOSING SERVICES LLC
Aug 23, 2017Warranty Deed, Transfer · Veterans Administration Mortgage
FBC MORTGAGE LLC
Jan 24, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 13, 2021 · Amount on Record
Deed SaleSep 13, 2021 · Amount on Record
Prior SaleJul 07, 2021 · Amount on Record
Deed Doc Number2021141233
Deed Book / Page6041 / 1654
Prior Transfer DateJan 10, 2017
Prior Transfer Doc0050901488
Record RefreshedJun 08, 2026

September 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 13, 2021
Property Address1582 SOFTSHELL ST, SAINT CLOUD, FL 34771-7519
Document Number0060411654
Book / Page6041 / 1654
Map ReferenceMB 19 PG 22-25
Instrument DateSep 02, 2021
Instrument2021141233
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SVCS POST CLO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,061.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4343 N SCOTTSDALE RD STE 390, 4343, SCOTTSDALE, AZ 85251-3347

Transferred To (Grantee/Buyer)

NameVerified Name
Address1636 ASHLAND AVE UNIT 509, 509, DES PLAINES, IL 60016-7724

Mortgage

Document Number0060411657
DateSep 13, 2021
Instrument6041/1657
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 07, 2021
Property Address1582 SOFTSHELL ST, SAINT CLOUD, FL 34771-7519
Document Number0059971259
Book / Page5997 / 1259
Map ReferenceMB 19 PG 22-25
Instrument DateJul 02, 2021
Instrument2021105873
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyZILLOW CLOSING SERVICES LLC

Transaction

AmountAmount Recorded
Tax$1,884.40
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address158 SOFTSHELL STREET, 158, SAINT CLOUD, FL 34771

Transferred To (Grantee/Buyer)

NameVerified Name
Address4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347
InvestorPossibly a Property Investor

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 23, 2017
Property Address1582 SOFTSHELL ST, SAINT CLOUD, FL 34771-7519
Document Number0051982880
Book / Page5198 / 2880
Map ReferenceMB19 PG22-25
Instrument DateAug 18, 2017
Instrument2017122312
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyWATSON TITLE SERVICES INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,498.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9426 RANDAL PARK BLVD # BLVD7119, 9426, ORLANDO, FL 32832-5041

Transferred To (Grantee/Buyer)

NameVerified Name
Address1582 SOFTSHELL ST, SAINT CLOUD, FL 34771-7519

Mortgage

Document Number0051982882
DateAug 23, 2017
Instrument5198/2882
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJan 24, 2017
Property Address1582 SOFTSHELL ST, SAINT CLOUD, FL 34771-7519
Document Number0050901488
Book / Page005090 / 001488
Instrument DateJan 10, 2017
Instrument12910
Transaction TypeTransfer
Record UpdatedFeb 10, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1582 SOFTSHELL ST ST CLOUD FL 347717519, ST CLOUD, FL 34771-7519

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,264.00 (+1.11%)$293,900 (-1.41%) Land $40,000 Building $253,900$293,900 (-1.41%) Land $40,000 Building $253,900
2024$5,206.00 (+5.77%)
2023$4,922.00 (+14.52%)$298,100 (+25.09%) Land $14,900 Building $283,200$298,100 (+25.09%) Land $14,900 Building $283,200
2022$4,298.00$238,300 Land $14,900 Building $223,400$238,300 Land $14,900 Building $223,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskModerate
above 40% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,471 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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