Osceola County property record for 1581 Softshell St, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2007 |
| Square Footage | 1,944 sqft Heated Area |
| Lot Size | 6,229 sqft (0.142 acres) |
| Garage | Finished, 512 sqft |
| Last Sale | $380,000 (2025) |
| Tax Bill | $5,919.00 (2025) |
| Primary APN | 143719 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,944 sqft Heated Area |
| Gross Area | 2,750 sqft Gross Area |
| 1st Floor | 1,944 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,229 sqft (0.142 acres) |
| Depth X Width | 125 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 512 sqft Garage |
| Porch | Open Porch |
| Porch Area | 294 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 143719 |
|---|---|
| Street Address | 1581 SOFTSHELL ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7520 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TURTLE CREEK PH 1A PB 19 PG 22-25 LOT 46 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 31 |
| Legal Subdivision | TURTLE CREEK |
| Legal Phase | 1A |
| Legal Tract | 840 |
| Legal Block | 1 |
| Legal Lot Number | 46 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2061 |
| Census Tract | 43600 |
Source: Osceola County records · APN 143719
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3060 CHEROKEE RD, SAINT CLOUD, FL 34772-7450 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 06, 2017 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 06, 2025 · Amount on Record |
| Deed Sale | Feb 06, 2025 · Amount on Record |
| Prior Sale | Sep 27, 2022 · Amount on Record |
| Deed Doc Number | 2025016148 |
| Deed Book / Page | 6737 / 346 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 27, 2022 |
| Property Address | 1581 SOFTSHELL ST, SAINT CLOUD, FL 34771-7520 |
| Document Number | 0062921603 |
| Book / Page | 6292 / 1603 |
| Map Reference | MB 19 PG 22-25 |
| Instrument Date | Sep 23, 2022 |
| Instrument | 2022145796 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2022 |
| Title Company | CELEBRATION TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,835.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2938 WHALING RD, 2938, NORTH PORT, FL 34288-1828 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 1581 SOFTSHELL ST, SAINT CLOUD, FL 34771-7520 |
| Document Number | 0062921609 |
|---|---|
| Date | Sep 27, 2022 |
| Instrument | 6292/1609 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1581 SOFTSHELL ST, SAINT CLOUD, FL 34771-7520 |
| Document Number | 0051040344 |
| Book / Page | 005104 / 000344 |
| Instrument Date | Feb 06, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1581 SOFTSHELL ST ST CLOUD FL 347717520, ST CLOUD, FL 34771-7520 |
| Document Number | 0051040344 |
|---|---|
| Date | Feb 17, 2017 |
| Book Page | 005104/000344 |
| Instrument | 26810 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 16, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,919.00 (+14.93%) | $330,500 (+0.73%) Land $75,000 Building $255,500 | $330,500 (+0.73%) Land $75,000 Building $255,500 |
| 2023 | $5,150.00 (+171.05%) Homeowner's exemption | $328,100 (+122.33%) Land $65,000 Building $263,100 | $328,100 (+13.92%) Land $65,000 Building $263,100 |
| 2022 | $1,900.00 Homeowner's exemption | $147,573 | $288,000 Land $60,000 Building $228,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Wildfire Risk | Moderate above 40% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,471 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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