1576 Softshell St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1576 Softshell St, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2015
Square Footage	1,910 sqft Living Area
Lot Size	3,136 sqft (0.072 acres)
Occupancy	Owner Occupied
Last Sale	$194,990 (2015)
Tax Bill	$2,554.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`31-25-31-0840-0001-1220`
Alternative APNs	`253131084000011220` `143795`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,910 sqft Living Area
Gross Area	2,603 sqft Gross Area
1st Floor	980 sqft 1st Floor
Upper Floors	930 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	3,136 sqft (0.072 acres)
Depth X Width	125 ft x 25 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	483 sqft Garage
Porch Area	210 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1576 SOFTSHELL ST
City	SAINT CLOUD
State	FL
Zip	34771-7519
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TURTLE CREEK PH 1A PB 19 PG 22-25 LOT 122
Legal Range	31E
Legal Township	25S
Legal Section	31
Legal Subdivision	TURTLE CREEK PH 1A
Legal Phase	1A
Legal Tract	840
Legal Block	1220
Legal Lot Number	122
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2017
Census Tract	43600

Owner

Source: Osceola County records · APN 31-25-31-0840-0001-1220

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1576 SOFTSHELL ST, SAINT CLOUD, FL 34771-7519
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 09, 2015 · Amount on Record
Deed Sale	Dec 09, 2015 · Amount on Record
Prior Sale	Apr 07, 2011 · Amount on Record
Deed Doc Number	2015181716
Deed Book / Page	4882 / 1716
Prior Transfer Date	Aug 05, 2010
Prior Transfer Doc	0040180557
Record Refreshed	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1576 SOFTSHELL ST, SAINT CLOUD, FL 34771-7519
Transaction Type	Mortgage
Record Updated	Aug 01, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1576 SOFTSHELL ST, SAINT CLOUD, FL 34771-7519

Mortgage

Document Number	0060512454
Date	Sep 27, 2021
Book Page	6051/2454
Instrument	2021149302

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,647.00 (+3.64%) Homeowner's exemption	$190,815 (+5.99%)	$296,200 (-1.46%) Land $40,000 Building $256,200
2024	$2,554.00 (+2.86%)
2023	$2,483.00 (+3.89%) Homeowner's exemption	$180,037 (+3%)	$300,600 (+25.15%) Land $14,900 Building $285,700
2022	$2,390.00 Homeowner's exemption	$174,794	$240,200 Land $14,900 Building $225,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	61.0 ft

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,471 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.