14957 Cherry Ln, Ridgely, MD 21660 Property Records

Caroline County property record for 14957 Cherry Ln, Ridgely, MD 21660

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,645 sqft · built 1989
Lot Size2.56 acres (111,514 sqft)
OwnerIndividual Name on Record
Last Sale$385,000 (Jan 2026)
Tax Bill$5,017 (2026)
Deeds & MortgagesJan 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-021064

Property Details

APN / Parcel Number

Primary APN02-021064
Alternative APNs
  • 2021064
  • 021064

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,645 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area111,514 sqft (2.56 acres)
Garage TypeAttached
Garage Area640 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area480 sqft
PorchSlab
Porch Area196 sqft
Deck Area368 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number021064
Street Address14957 CHERRY LN
CityRIDGELY
StateMD
Zip21660-1412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal Description2.56 AC E/S CHERRY LANE N OF RIDGELY
Legal SubdivisionGRIFFITH J RUUSSELL LANDS
JurisdictionCAROLINE MD
Township / Civil Division7, RIDGELY
Census Block Group1
Census Block1034
Census Tract955100

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address14957 CHERRY LN, RIDGELY, MD 21660-1412
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 20, 2026 · Amount on Record
Deed SaleJan 20, 2026 · Amount on Record
Prior SaleOct 23, 2014 · Amount on Record
Deed Book / Page1769 / 96
Prior Transfer DateApr 9, 2014
Prior Transfer Doc0011050135
Record UpdatedOct 29, 2026

January 2026: Deed, Transfer

Document TypeDeed
JurisdictionCAROLINE MD
Recording DateJan 20, 2026
Property Address14957 CHERRY LN, RIDGELY, MD 21660-1412
Document Number0017690096
Book / Page1769 / 96
Map ReferenceLB FDM 24 FO 1460
Instrument DateJan 15, 2026
Transaction TypeTransfer
Record UpdatedFeb 13, 2026
Title CompanyCOMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address14957 CHERRY LN, RIDGELY, MD 21660-1412

Mortgage

Document Number0001769103
DateJan 20, 2026
Instrument1769/103
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCaroline County
Unified School DistrictCaroline County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,017.00 (+3.94%)$462,433 (+5.35%)$485,900 (-) Land $108,800 Building $377,100
2025$4,827.00 (+11.53%) Homeowner's exemption$438,967 (+10.08%)$485,900 (+16.94%) Land $108,800 Building $377,100
2023$4,328.00 Homeowner's exemption$398,767$415,500 Land $108,800 Building $306,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1999–2011)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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