Caroline County property record for 14860 Cherry Ln, Ridgely, MD 21660
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,274 sqft · built 1990 |
| Lot Size | 4.53 acres (197,327 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $319,000 (Jul 2022) |
| Tax Bill | $5,623 (2026) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 07-012322 |
| Primary APN | 07-012322 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,274 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 197,327 sqft (4.53 acres) |
| Garage Type | Detached |
| Garage Area | 1,176 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 72 sqft |
| Deck Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 012322 |
|---|---|
| Street Address | 14860 CHERRY LN |
| City | RIDGELY |
| State | MD |
| Zip | 21660-1409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 4.532 AC L-64 SEC A CHERRY LANE LYN WOODS SUB |
| Legal Subdivision | CHERRY LANE LYN WOODS SUB |
| Legal Lot Number | 64 |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 7, RIDGELY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 955201 |
14860 Cherry Ln is owned and occupied by two individuals who bought it in July 2022.
Source: Caroline County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14860 CHERRY LN, RIDGELY, MD 21660-1409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2022 · Amount on File |
| Deed Sale | Jul 29, 2022 · Amount on File |
| Prior Sale | Oct 10, 1995 · Amount on File |
| Deed Book / Page | 1587 / 180 |
| Transfer Doc | 0000000744 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Jul 29, 2022 |
| Property Address | 14860 CHERRY LN, RIDGELY, MD 21660-1409 |
| Document Number | 0015870180 |
| Book / Page | 1587 / 180 |
| Map Reference | PL 515 |
| Instrument Date | Jul 27, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | NOT AVAILABLE, THE ATLANTICE TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 14860 CHERRY LN, RIDGELY, MD 21660-1409 |
| Document Number | 0001587187 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 1587-187 |
| Name | ROUNDPOINT MORTGAGE SERVICING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
The 2026 property tax bill for 14860 Cherry Ln was $5,623, up 8.1% from the year before.
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,623.00 (+8.13%) | $516,600 | $564,700 Land $109,700 Building $455,000 |
| 2025 | $5,200.00 | ||
| 2023 | $4,366.00 | $399,900 | $420,400 Land $109,700 Building $310,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14860 Cherry Ln in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1999–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14860 Cherry Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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