14924 Cherry Ln, Ridgely, MD 21660 Property Records

Caroline County property record for 14924 Cherry Ln, Ridgely, MD 21660

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,800 sqft · built 1993
Lot Size	2.22 acres (96,703 sqft)
Owner	Individual Name on File
Last Sale	$326,575 (Mar 2021)
Tax Bill	$3,721 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-016107`

Property Details

APN / Parcel Number

Primary APN	`07-016107`
Alternative APNs	`7016107` `016107`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,800 sqft Total Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	96,703 sqft (2.22 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	016107
Street Address	14924 CHERRY LN
City	RIDGELY
State	MD
Zip	21660-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	2.22 ACRES NW/S CHERRY LANE N OF RIDGELY
Jurisdiction	CAROLINE MD
Township / Civil Division	7, RIDGELY
Census Block Group	1
Census Block	1001
Census Tract	955201

Owner

Source: Caroline County records · APN 07-016107

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	14924 CHERRY LN, RIDGELY, MD 21660-1411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP
Apr 16, 2019	Deed of Trust, Mortgage · FHA Mortgage FELLOWSHIP HM LOANS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 25, 2021 · Amount on Record
Deed Sale	Mar 25, 2021 · Amount on Record
Prior Sale	Sep 04, 2012 · Amount on Record
Deed Book / Page	1480 / 70
Prior Transfer Date	Aug 22, 2012
Prior Transfer Doc	0010170292
Record Updated	Sep 20, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Mar 25, 2021
Property Address	14924 CHERRY LN, RIDGELY, MD 21660-1411
Document Number	0014800070
Book / Page	1480 / 70
Instrument Date	Feb 26, 2021
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 94, QUEENSTOWN, MD 21658-0094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	14924 CHERRY LN, RIDGELY, MD 21660-1411

Mortgage

Document Number	0000148077
Date	Mar 25, 2021
Instrument	1480/77

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	14924 CHERRY LN, RIDGELY, MD 21660-1411
Document Number	0013550244
Instrument Date	Apr 16, 2019
Transaction Type	Mortgage
Record Updated	May 16, 2019
Title Company	CHANCELLOR TITLE AGENCY, CHANCELLOR TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14924 CHERRY LN RIDGELY MD 216601411, RIDGELY, MD 21660-1411

Mortgage

Document Number	0013550244
Date	May 02, 2019
Book Page	001355/000244

Lender

Name	FELLOWSHIP HM LOANS
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 01, 2044

Tax Assessment & Valuation

Source: Caroline County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$350,600 (+19.84%)	$367,700 (+16.21%) Land $93,500 Building $274,200
2025	$3,721.00 (+16.5%)
2023	$3,194.00	$292,567	$316,400 Land $93,500 Building $222,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Caroline County (24011C), as of October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240119552011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1999–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2012 · Hurricane Sandy

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 24 locations within half a mile of this property.

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