Caroline County property record for 14982 Cherry Ln, Ridgely, MD 21660
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,050 sqft · built 2015 |
| Lot Size | 9.04 acres (393,782 sqft) |
| Owner | Individual Name on File |
| Last Sale | $428,900 (Aug 2019) |
| Tax Bill | $6,322 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 02-033992 |
| Primary APN | 02-033992 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,050 sqft Total Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 393,782 sqft (9.04 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 552 sqft |
| Shed | 1 Shed |
| Shed Area | 1,400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Account Number | 033992 |
|---|---|
| Street Address | 14982 CHERRY LN |
| City | RIDGELY |
| State | MD |
| Zip | 21660-1411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 9.04 ACRES SE/S CHERRY LANE N OF RIDGELY |
| Legal Subdivision | H&H BUILDERS INC |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 7, RIDGELY |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 955100 |
14982 Cherry Ln is owned and occupied by an individual who bought it in August 2019.
Source: Caroline County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14982 CHERRY LN, RIDGELY, MD 21660-1411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2020 | Deed of Trust, Mortgage · VA Mortgage FIRST HOME MORTGAGE CORP |
| Aug 8, 2019 | Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2019 · Amount on File |
| Deed Sale | Aug 8, 2019 · Amount on File |
| Prior Sale | Dec 10, 2010 · Amount on File |
| Deed Book / Page | 1369 / 260 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 14982 CHERRY LN, RIDGELY, MD 21660-1411 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | UNIVERSAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0014590084 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 1459/84 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Aug 8, 2019 |
| Property Address | 14982 CHERRY LN, RIDGELY, MD 21660-1411 |
| Document Number | 0013690260 |
| Book / Page | 1369 / 260 |
| Instrument Date | Jul 8, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | UNIVERSAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14982 CHERRY LN, RIDGELY, MD 21660-1411 |
| Document Number | 0001369270 |
|---|---|
| Date | Aug 8, 2019 |
| Instrument | 1369/270 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
The 2026 property tax bill for 14982 Cherry Ln was $6,322, up 4.2% from the year before.
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,322.00 (+4.22%) | $582,467 (+6.21%) | $616,500 (-) Land $145,300 Building $471,200 |
| 2025 | $6,066.00 | $548,433 | $616,500 Land $145,300 Building $471,200 |
| 2023 | $5,399.00 | $494,500 | $514,400 Land $126,200 Building $388,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14982 Cherry Ln in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1999–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14982 Cherry Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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