14911 Cherry Ln, Ridgely, MD 21660 Property Records

Caroline County property record for 14911 Cherry Ln, Ridgely, MD 21660

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,800 sqft · built 1992
Lot Size37.8 acres (1,647,875 sqft)
Owner2 Individual Names on File
Last Sale$10,000 (Oct 1990)
Tax Bill$3,393 (2026)
Deeds & MortgagesJul 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN07-015712

Property Details

APN / Parcel Number

Primary APN07-015712
Alternative APNs
  • 7015712
  • 015712

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,800 sqft Living Area
1st Floor Area1,804 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleConventional
Exterior MaterialSiding Sheathing
Roof MaterialComposition Shingle
Lot Area1,647,875 sqft (37.8 acres)

Exterior Amenities

PorchSlab
Porch Area328 sqft
Deck Area320 sqft
Shed1 Shed
Shed Area2,184 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number015712
Street Address14911 CHERRY LN
CityRIDGELY
StateMD
Zip21660-1412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal Description5.034 AC SE/S CHERRY LANE N OF RIDGELY
Legal SubdivisionBENEDICTINE SISTERS/ST GERTRUD
JurisdictionCAROLINE MD
Township / Civil Division7, RIDGELY
Census Block Group1
Census Block1000
Census Tract955201

Owner

14911 Cherry Ln is owned and occupied by two individuals who bought it in October 1990.

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address14911 CHERRY LN, RIDGELY, MD 21660-1412
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 1990 · Amount on File
Deed SaleOct 17, 1990 · Amount on File
Deed Book / Page243 / 493
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAROLINE MD
Property Address14911 CHERRY LN, RIDGELY, MD 21660-1412
Document Number0012710295
Book / Page001271 / 000295
Instrument DateJul 28, 2017
Transaction TypeMortgage
Record UpdatedOct 25, 2017
Title CompanySECU TITLE SERVICES LLC, SECU TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address14911 CHERRY LN RIDGELY MD 216601412, RIDGELY, MD 21660-1412

Mortgage

Document Number0012710295
DateAug 18, 2017
Book Page001271/000295
Lender
NameSTATE EMP CU/MD
TypeCredit Union
AddressLINTHICUM, MD 21090
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 17, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 14911 Cherry Ln was $3,393 with a homeowner's exemption, up 3.2% from the year before.

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCaroline County
Unified School DistrictCaroline County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,393.00 (+3.22%) Homeowner's exemption$328,900$347,000 Land $91,900 Building $255,100
2025$3,287.00
2023$2,929.00 Homeowner's exemption$276,700$292,700 Land $91,900 Building $200,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14911 Cherry Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1999–2012)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14911 Cherry Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Nearby Properties on Cherry Ln

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