14979 Cherry Ln, Ridgely, MD 21660 Property Records

Caroline County property record for 14979 Cherry Ln, Ridgely, MD 21660

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,792 sqft · built 1995
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$139,500 (Jul 1995)
Tax Bill	$3,565 (2026)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-030136`

Property Details

APN / Parcel Number

Primary APN	`02-030136`
Alternative APNs	`2030136` `030136`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,792 sqft Total Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	47,480 sqft (1.09 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	168 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	030136
Street Address	14979 CHERRY LN
City	RIDGELY
State	MD
Zip	21660-1412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	1.099 AC LOT-6 SE/S CHERRY LANE MEADOW WOOD
Legal Subdivision	MEADOW WOOD
Legal Lot Number	6
Jurisdiction	CAROLINE MD
Township / Civil Division	2, GREENSBORO
Census Block Group	1
Census Block	1035
Census Tract	955100

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14979 CHERRY LN, RIDGELY, MD 21660-1412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 1995 · Amount on Record
Deed Sale	Jul 13, 1995 · Amount on Record
Prior Sale	Jan 24, 1994 · Amount on Record
Deed Document Number	1995522
Deed Book / Page	284 / 667
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	14979 CHERRY LN, RIDGELY, MD 21660-1412
Document Number	0013090423
Instrument Date	Apr 27, 2018
Transaction Type	Mortgage
Record Updated	May 25, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14979 CHERRY LN RIDGELY MD 216601412, RIDGELY, MD 21660-1412

Mortgage

Document Number	0013090423
Date	May 11, 2018
Book Page	001309/000423

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 10, 2033

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,565.00 (+2.92%) Homeowner's exemption	$326,967 (+14.67%)	$342,000 (+15.19%) Land $100,500 Building $241,500
2025	$3,464.00 (+12.03%)
2023	$3,092.00 Homeowner's exemption	$285,133	$296,900 Land $100,500 Building $196,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1999–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20