Caroline County property record for 14929 Cherry Ln, Ridgely, MD 21660
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,211 sqft · built 1993 |
| Lot Size | 7.68 acres (334,541 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $299,000 (Jan 2017) |
| Tax Bill | $5,434 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Nov 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-014449 |
| Primary APN | 07-014449 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 2,211 sqft Total Area |
| Basement Area | 132 sqft |
| Finished Basement | 132 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 334,541 sqft (7.68 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 648 sqft |
| Porch | Slab |
| Porch Area | 30 sqft |
| Deck Area | 392 sqft |
| Shed | 1 Shed |
| Shed Area | 792 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 014449 |
|---|---|
| Street Address | 14929 CHERRY LN |
| City | RIDGELY |
| State | MD |
| Zip | 21660-1412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 7.689 AC SE/S CHERRY LANE N OF RIDGELY |
| Legal Subdivision | SHARPE FRANCIS & FLORENCE LAND |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 7, RIDGELY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 955201 |
Source: Caroline County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14929 CHERRY LN, RIDGELY, MD 21660-1412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIDELITY FIRST HOME MORTGAGE CO |
| Nov 17, 2017 | Deed of Trust, Mortgage · Line of Credit PROVIDENT ST BK |
| Jan 4, 2017 | Deed, Transfer · FHA Mortgage PACIFIC UNION FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2017 · Amount on Record |
| Deed Sale | Jan 4, 2017 · Amount on Record |
| Prior Sale | Jul 23, 2015 · Amount on Record |
| Deed Document Number | 20171239-012 |
| Deed Book / Page | 1239 / 12 |
| Prior Transfer Date | Jul 22, 2015 |
| Prior Transfer Doc | 0011650277 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 14929 CHERRY LN, RIDGELY, MD 21660-1412 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | LIBERTY TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0015170370 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 1517/370 |
| Name | FIDELITY FIRST HOME MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | ANNAPOLIS, MD 21401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 14929 CHERRY LN, RIDGELY, MD 21660-1412 |
| Document Number | 0012880219 |
| Book / Page | 001288 / 000219 |
| Instrument Date | Nov 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 14929 CHERRY LN RIDGELY MD 216601412, RIDGELY, MD 21660-1412 |
| Document Number | 0012880219 |
|---|---|
| Date | Dec 12, 2017 |
| Book Page | 001288/000219 |
| Name | PROVIDENT ST BK |
|---|---|
| Type | Bank |
| Address | PRESTON, MD 21655 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Jan 4, 2017 |
| Property Address | 14929 CHERRY LN, RIDGELY, MD 21660-1412 |
| Document Number | 0012390012 |
| Book / Page | 1239 / 012 |
| Map Reference | FILE21 PL1264 |
| Instrument Date | Dec 23, 2016 |
| Instrument | 1239-012 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,865.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 14929 CHERRY LN, RIDGELY, MD 21660-1412 |
| Document Number | 1239017 |
|---|---|
| Date | Jan 4, 2017 |
| Instrument | 1239-017 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2047 |
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,434.00 (+3.23%) | $501,333 (+16.61%) | $526,100 (+16.45%) Land $131,700 Building $394,400 |
| 2025 | $5,264.00 (+12.14%) | ||
| 2023 | $4,694.00 | $429,933 | $451,800 Land $131,700 Building $320,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1999–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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