14790 Cherry Ln, Ridgely, MD 21660 Property Records

Caroline County property record for 14790 Cherry Ln, Ridgely, MD 21660

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,895 sqft · built 1992
Lot Size1.95 acres (84,942 sqft)
Owner2 Individual Names on Record
Last Sale$450,000 (Oct 2023)
Tax Bill$4,612 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-012195

Property Details

APN / Parcel Number

Primary APN07-012195
Alternative APNs
  • 7012195
  • 012195

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,895 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area84,942 sqft (1.95 acres)
Garage TypeDetached
Garage Area1,540 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area648 sqft
PorchSlab
Porch Area375 sqft
Deck Area360 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number012195
Street Address14790 CHERRY LN
CityRIDGELY
StateMD
Zip21660-1407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal Description1.955 AC L-61 SEC A CHERRY LANE LYN WOODS SUB
Legal SubdivisionCHERRY LANE LYN WOODS SUB
Legal Lot Number61
JurisdictionCAROLINE MD
Township / Civil Division7, RIDGELY
Census Block Group1
Census Block1001
Census Tract955201

Owner

Source: Caroline County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address14790 CHERRY LN, RIDGELY, MD 21660-1407
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 27, 2023 · Amount on Record
Deed SaleOct 27, 2023 · Amount on Record
Prior SaleAug 15, 1991 · Amount on Record
Deed Book / Page1649 / 165
Record UpdatedSep 20, 2026

October 2023: Deed, Transfer

Document TypeDeed
JurisdictionCAROLINE MD
Recording DateOct 27, 2023
Property Address14790 CHERRY LN, RIDGELY, MD 21660-1407
Document Number0016490165
Book / Page1649 / 165
Map ReferencePL 515 FILE 7
Instrument DateOct 25, 2023
Transaction TypeTransfer
Record UpdatedNov 17, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address14790 CHERRY LN, RIDGELY, MD 21660-1407

Mortgage

Document Number0016490172
DateOct 27, 2023
Instrument1649-0172
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCaroline County
Unified School DistrictCaroline County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$428,400 (+12.79%)$441,300 (+9.61%) Land $91,600 Building $349,700
2025$4,612.00 (+14.24%)
2023$4,037.00 Homeowner's exemption$379,833$402,600 Land $91,600 Building $311,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1999–2012)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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