Mecklenburg County property record for 1422 Downs Ave, Charlotte, NC 28205 · Last verified May 2024
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.105 acres (4,575 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $860,000 (Apr 2024) |
| Tax Bill | $1,997 (2023) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Jun 2023 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 093-098-18 |
| Primary APN | 093-098-18 |
|---|
| Lot Area | 4,575 sqft (0.105 acres) |
|---|
| Old Parcel Number | 093-098-18 |
|---|---|
| Street Address | 1422 DOWNS AVE |
| City | CHARLOTTE |
| State | NC |
| Zip | 28205-2016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L6A M69-892 |
| Legal Lot Number | 6A |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 1300 |
Source: Mecklenburg County records · APN 093-098-18
Assessment roll updated January 1, 2023 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1422 DOWNS AVE, CHARLOTTE, NC 28205-2016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 05, 2024 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Jun 15, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage WICKENDEN PARTNERS LLC |
| Jan 05, 2023 | Deed of Trust, Mortgage · Commercial Mortgage WICKENDEN PARTNERS LLC |
| Dec 14, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Apr 05, 2024 · Amount on Record |
| Deed Sale | Apr 05, 2024 · Amount on Record |
| Prior Sale | Dec 14, 2022 |
| Deed Document Number | 2024030502 |
| Deed Book / Page | 38736 / 686 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 05, 2024 |
| Property Address | 1422 DOWNS AVE, CHARLOTTE, NC 28205-2016 |
| Document Number | 0000030502 |
| Book / Page | 38736 / 686 |
| Map Reference | MB 3 PG 293 |
| Instrument Date | Mar 21, 2024 |
| Instrument | 2024030502 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Title Company | FOREHAND TITLE COMPANY, MOREHEAD TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,720.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1235 EAST BLVD, CHARLOTTE, NC 28203-5870 |
| Name | Verified Name |
|---|---|
| Address | 1422 DOWNS AVE, CHARLOTTE, NC 28205-2016 |
| Document Number | 0000030503 |
|---|---|
| Date | Apr 05, 2024 |
| Instrument | 2024030503 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.5% |
| Document Number | 0000030503 |
|---|---|
| Date | Apr 05, 2024 |
| Book Page | 38736/692 |
| Instrument | 2024030503 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | 5001 KINGSLEY DR, CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1422 DOWNS AVE, CHARLOTTE, NC 28205-2016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1026 JAY ST B150, B150, CHARLOTTE, NC 28208-4431 |
| Document Number | 0000056352 |
|---|---|
| Date | Jun 15, 2023 |
| Book Page | 38188/953 |
| Instrument | 2023056352 |
| Name | WICKENDEN PARTNERS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHARLOTTE, NC 28203 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 8 Months |
| Due | Feb 14, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1422 DOWNS AVE, CHARLOTTE, NC 28205-2016 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1026 JAY ST B-150, B-150, CHARLOTTE, NC 28208-4431 |
| Document Number | 0000001018 |
|---|---|
| Date | Jan 05, 2023 |
| Book Page | 37870/722 |
| Instrument | 2023001018 |
| Name | WICKENDEN PARTNERS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHARLOTTE, NC 28203 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Jul 04, 2023 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 14, 2022 |
| Property Address | 1422 DOWNS AVE, CHARLOTTE, NC 28205-2016 |
| Document Number | 0000164046 |
| Book / Page | 37828 / 45 |
| Map Reference | MB 69 PG 892 |
| Instrument Date | Dec 12, 2022 |
| Instrument | 2022164046 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1521 SHAMROCK DR, CHARLOTTE, NC 28205-2549 |
| Name | Verified Name |
|---|---|
| Address | 125 REMOUNT RD STE C1, C1, CHARLOTTE, NC 28203-6459 |
Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified May 2024
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,997.00 | $207,000 Land $207,000 | $207,000 Land $207,000 |
Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190013002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2021, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures