1425 Downs Ave, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 1425 Downs Ave, Charlotte, NC 28205

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,753 sqft · built 1931
Lot Size0.173 acres (7,548 sqft)
OwnerIndividual Name on Record
Last Sale$450,000 (Oct 2019)
Tax Bill$6,392 (2023)
Deeds & MortgagesOct 2019 Sale & Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN093-099-07

Property Details

APN / Parcel Number

Primary APN093-099-07

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,753 sqft Heated Area
Gross Area2,049 sqft
1st Floor Area1,770 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1931
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area7,548 sqft (0.173 acres)
PorchPorch
Porch Area279 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number093-099-07
Street Address1425 DOWNS AVE
CityCHARLOTTE
StateNC
Zip28205-2015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal DescriptionL18 B2 M3- 293
Legal SubdivisionDAVIS PARK
Legal Block2
Legal Lot Number18
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2004
Census Tract1300

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1425 DOWNS AVE, CHARLOTTE, NC 28205-2015
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2019Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
May 29, 2018Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 11, 2019 · Amount on Record
Deed SaleOct 11, 2019 · Amount on Record
Prior SaleMay 29, 2018 · Amount on Record
Deed Document Number0033935761
Deed Book / Page33935 / 761
Record UpdatedJun 7, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 11, 2019
Property Address1425 DOWNS AVE, CHARLOTTE, NC 28205-2015
Document Number0000136996
Book / Page33935 / 761
Map ReferenceMB 3 PG 293
Instrument DateOct 11, 2019
Instrument2019136996
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$900.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4926 DONS AVENUE, 4926, CHARLOTTE, NC 28205

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1425 DOWNS AVE, CHARLOTTE, NC 28205-2015

Mortgage

Document Number0000136997
DateOct 11, 2019
Instrument2019136997
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMay 29, 2018
Property Address1425 DOWNS AVE, CHARLOTTE, NC 28205-2015
Document Number0000065118
Book / Page32709 / 829
Map ReferenceMB3 PG293
Instrument DateMay 29, 2018
Instrument2018065118
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$874.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address400 EAST BLVD STONEWALL ST768, 400, CHARLOTTE, NC 28203-5584

Transferred To (Grantee/Buyer)

NameVerified Name
Address00000

Mortgage

Document Number0000065119
DateMay 29, 2018
Instrument2018065119
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2011–2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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