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1432 Downs Ave, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 1432 Downs Ave, Charlotte, NC 28205

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 848 sqft · built 1952
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on File
Last Sale$285,000 (Oct 2020)
Tax Bill$2,709 (2024)
Deeds & MortgagesOct 2020 Sale & Mortgage
Jul 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN093-098-11

Property Details

APN / Parcel Number

Primary APN093-098-11

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area848 sqft Living Area
1st Floor Area848 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialOther
Lot Area4,792 sqft (0.11 acres)

Exterior Amenities

PorchFinished/Open Porch
Porch Area136 sqft
Deck Area120 sqft
Patio Area136 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1432 DOWNS AVE
CityCHARLOTTE
StateNC
Zip28205-2016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal DescriptionP9 B5 M3-293
Legal SubdivisionDAVIS PARK
Legal Block5
Legal Lot Number11
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2005
Census Tract1300

Owner

Source: Mecklenburg County records · APN 093-098-11

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1432 DOWNS AVE, CHARLOTTE, NC 28205-2016
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
NEWREZ LLC
Jul 17, 2019Warranty Deed, Transfer · Commercial Mortgage
LENDINGHOME FUNDING CORP
Mar 02, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 30, 2020 · Amount on Record
Deed SaleOct 30, 2020 · Amount on Record
Prior SaleJul 17, 2019 · Amount on Record
Deed Document Number2020182189
Deed Book / Page35257 / 801
Prior Transfer DateMar 02, 2018
Prior Transfer Doc0000024963
Record UpdatedSep 20, 2026

October 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 30, 2020
Property Address1432 DOWNS AVE, CHARLOTTE, NC 28205-2016
Document Number0000182189
Book / Page35257 / 801
Map ReferenceMB 3 PG 293
Instrument DateOct 28, 2020
Instrument2020182189
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$570.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10935 WINDS CROSSING DR # DR300, 10935, CHARLOTTE, NC 28273-2402

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number0000182190
DateOct 30, 2020
Instrument2020182190
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJul 17, 2019
Property Address1432 DOWNS AVE, CHARLOTTE, NC 28205-2016
Document Number0000089798
Book / Page33673 / 280
Map ReferenceMB 3 PG 293
Instrument DateJul 16, 2019
Instrument2019089798
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$442.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7116 PROVIDENCE LN W, 7116, CHARLOTTE, NC 28226-7756

Transferred To (Grantee/Buyer)

NameVerified Name
Address10935 WINDS CROSSING DR STE 300, 300, CHARLOTTE, NC 28273-2302
InvestorPossibly a Property Investor

Mortgage

Document Number0000089799
DateJul 17, 2019
Instrument2019089799
Lender
NameLENDINGHOME FUNDING CORP
TypeFunding / Finance Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateMar 02, 2018
Property Address1432 DOWNS AVE, CHARLOTTE, NC 28205-2016
Document Number0000024963
Book / Page032503 / 000996
Instrument DateMar 02, 2018
Instrument24963
Transaction TypeTransfer
Record UpdatedMar 14, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1432 DOWNS AVE CHARLOTTE NC 282052016, CHARLOTTE, NC 28205-2016

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$337,500 Land $207,000 Building $130,500$337,500 Land $207,000 Building $130,500
2024$2,709.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), as of October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190013002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2011–2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2021 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 453 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0160010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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