Mecklenburg County property record for 1411 Downs Ave, Charlotte, NC 28205
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.086 acres (3,746 sqft) |
| Owner | Individual Name on File |
| Last Sale | $650,000 (Sep 2025) |
| Deeds & Mortgages | Oct 2024 Construction Loan Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 093-099-24 |
| Primary APN | 093-099-24 |
|---|
| Lot Area | 3,746 sqft (0.086 acres) |
|---|
| Street Address | 1411 DOWNS AVE |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28205-2015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L22B M74-714 |
| Legal Subdivision | DAVIS PARK |
| Legal Lot Number | 22B |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 1300 |
1411 Downs Ave is owned and occupied by an individual who bought it in September 2025.
Source: Mecklenburg County records, as of March 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1411 DOWNS AVE, CHARLOTTE, NC 28205-2015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Oct 8, 2024 | Deed of Trust, Mortgage · Construction Mortgage BANK OF THE OZARKS |
| Sep 24, 2025 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2025 · Amount on File |
| Deed Sale | Sep 24, 2025 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1411 DOWNS AVE, CHARLOTTE, NC 28205-2015 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2301 W MOREHEAD ST A, A, CHARLOTTE, NC 28208-5272 |
| Document Number | 0000095889 |
|---|---|
| Date | Oct 8, 2024 |
| Book Page | 39123/444 |
| Instrument | 2024095889 |
| Name | BANK OF THE OZARKS |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28203 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 24, 2025 |
| Property Address | 1411 DOWNS AVE, CHARLOTTE, NC 28205-2015 |
| Document Number | 0000097258 |
| Book / Page | 39881 / 579 |
| Map Reference | MB 74 PG 714 |
| Instrument Date | Sep 22, 2025 |
| Instrument | 2025097258 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | TRYON TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2301 W MOREHEAD ST, CHARLOTTE, NC 28208-5271 |
| Name | Verified Name |
|---|---|
| Address | 1411 DOWNS AVE, CHARLOTTE, NC 28205-2015 |
| Document Number | 0000097259 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 2025097259 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $184,000 Land $184,000 | $184,000 Land $184,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1411 Downs Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1411 Downs Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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