Mecklenburg County property record for 1429 Downs Ave, Charlotte, NC 28205
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,722 sqft · built 1940 |
| Lot Size | 0.164 acres (7,184 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $775,000 (Oct 2023) |
| Tax Bill | $6,749 (2023) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Mar 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 093-099-08 |
| Primary APN | 093-099-08 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,722 sqft Heated Area |
| Gross Area | 2,950 sqft |
| 1st Floor Area | 1,396 sqft |
| Upper Floors Area | 1,326 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 7,184 sqft (0.164 acres) |
| Garage Area | 187 sqft |
| Porch | Porch |
| Porch Area | 96 sqft |
| Patio Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 093-099-08 |
|---|---|
| Street Address | 1429 DOWNS AVE |
| City | CHARLOTTE |
| State | NC |
| Zip | 28205-2015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | L17 B2 M3-293 |
| Legal Subdivision | INDEPENDENCE REALTY & LOAN COR |
| Legal Block | 2 |
| Legal Lot Number | 17 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 1300 |
Source: Mecklenburg County records, as of November 7, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1429 DOWNS AVE, CHARLOTTE, NC 28205-2015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Mar 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PARK STERLING BANK |
| Apr 12, 2017 | Deed of Trust, Mortgage · Commercial Mortgage PARK STERLING BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2023 · Amount on Record |
| Deed Sale | Oct 27, 2023 · Amount on Record |
| Prior Sale | Dec 3, 2015 · Amount on Record |
| Deed Document Number | 2023102451 |
| Deed Book / Page | 38452 / 207 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 27, 2023 |
| Property Address | 1429 DOWNS AVE, CHARLOTTE, NC 28205-2015 |
| Document Number | 0000102451 |
| Book / Page | 38452 / 207 |
| Map Reference | MB 3 PG 293 |
| Instrument Date | Oct 27, 2023 |
| Instrument | 2023102451 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2023 |
| Title Company | BARRISTER TITLE SERVICES, BARRISTERS TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2509 KINGSBURY DR, CHARLOTTE, NC 28205-6126 |
| Name | Verified Name |
|---|---|
| Address | 1429 DOWNS AVE, CHARLOTTE, NC 28205-2015 |
| Document Number | 0000102452 |
|---|---|
| Date | Oct 27, 2023 |
| Instrument | 2023102452 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1429 DOWNS AVE, CHARLOTTE, NC 28205-2015 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000040067 |
|---|---|
| Date | Mar 29, 2017 |
| Book Page | 31674/251 |
| Instrument | 2017040067 |
| Name | PARK STERLING BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1429 DOWNS AVE, CHARLOTTE, NC 28205-2015 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000046959 |
|---|---|
| Date | Apr 12, 2017 |
| Book Page | 31711/912 |
| Instrument | 2017046959 |
| Name | PARK STERLING BANK |
|---|---|
| Type | Bank |
| Address | GASTONIA, NC 28053 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $6,749.00 | $699,400 Land $230,000 Building $469,400 | $699,400 Land $230,000 Building $469,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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