Mecklenburg County property record for 1415 Downs Ave, Charlotte, NC 28205
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,924 sqft · built 2015 |
| Lot Size | 0.167 acres (7,313 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $765,000 (May 2023) |
| Tax Bill | $6,216 (2023) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Nov 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 093-099-04 |
| Primary APN | 093-099-04 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,924 sqft Heated Area |
| Gross Area | 2,149 sqft |
| 1st Floor Area | 860 sqft |
| Upper Floors Area | 985 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 7,313 sqft (0.167 acres) |
| Porch | Porch |
| Porch Area | 164 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 093-099-04 |
|---|---|
| Street Address | 1415 DOWNS AVE |
| City | CHARLOTTE |
| State | NC |
| Zip | 28205-2015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | L21 B2 M3-293 |
| Legal Subdivision | DAVIS PARK |
| Legal Block | 2 |
| Legal Lot Number | 21 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 1300 |
Source: Mecklenburg County records, as of June 13, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1415 DOWNS AVE, CHARLOTTE, NC 28205-2015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 30, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 8, 2021 | Intrafamily Transfer, Transfer |
| Jun 9, 2020 | Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2023 · Amount on Record |
| Deed Sale | May 30, 2023 · Amount on Record |
| Prior Sale | Nov 8, 2021 |
| Deed Document Number | 2023049927 |
| Deed Book / Page | 38151 / 264 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 30, 2023 |
| Property Address | 1415 DOWNS AVE, CHARLOTTE, NC 28205-2015 |
| Document Number | 0000049927 |
| Book / Page | 38151 / 264 |
| Map Reference | MB 3 PG 293 |
| Instrument Date | May 30, 2023 |
| Instrument | 2023049927 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2023 |
| Title Company | BARRISTERS TITLE SERVICES/THE CARO, BARRISTERS TTL SVCS OF CAROL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,530.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4358 EMERALD POINT LN, BRANDON, FL 33511-8420 |
| Name | Verified Name |
|---|---|
| Address | 1415 DOWNS AVE, CHARLOTTE, NC 28205-2015 |
| Investor | Possibly a Property Investor |
| Document Number | 0000049928 |
|---|---|
| Date | May 30, 2023 |
| Instrument | 2023049928 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 8, 2021 |
| Property Address | 1415 DOWNS AVE, CHARLOTTE, NC 28205-2015 |
| Document Number | 0000213045 |
| Book / Page | 36739 / 409 |
| Map Reference | MB 3 PG 293 |
| Instrument Date | Nov 8, 2021 |
| Instrument | 2021213045 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1415 DOWNS AVE, CHARLOTTE, NC 28205-2015 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 9, 2020 |
| Property Address | 1415 DOWNS AVE, CHARLOTTE, NC 28205-2015 |
| Document Number | 0000083596 |
| Book / Page | 34666 / 814 |
| Map Reference | MB 3 PG 293 |
| Instrument Date | Jun 8, 2020 |
| Instrument | 2020083596 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | BARRISTER S TTL SVCS OF CARO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $958.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8017 BDIGEGATE DRIVE, 8017, HUNTERSVILLE, NC 28078 |
| Name | Verified Name |
|---|---|
| Address | 1415 DOWNS AVE, CHARLOTTE, NC 28205-2015 |
| Document Number | 0000083597 |
|---|---|
| Date | Jun 9, 2020 |
| Instrument | 2020083597 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Jan 26, 2050 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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