1420 E Henry Clay Ave, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 1420 E Henry Clay Ave, Fort Wright, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 1984
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Mar 2024)
Tax Bill	$3,369 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`041-20-25-003.00`

Property Details

APN / Parcel Number

Primary APN	`041-20-25-003.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,404 sqft Finished Area
Gross Area	1,668 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1420 E HENRY CLAY AVE
City	FT WRIGHT
State	KY
Zip	41011-3724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH HILLS LOT 220
Legal Subdivision	SOUTH HILLS
Legal Phase	B
Legal Lot Number	220
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1003
Census Tract	65200

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1420 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Warranty Deed, Transfer · Conventional Mortgage GENERAL ELECTRIC CU
Nov 29, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Aug 19, 2020	Warranty Deed, Transfer · Conventional with PMI VICTORY MTG
Sep 20, 2017	Warranty Deed, Transfer · Conventional with PMI BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2024 · Amount on Record
Deed Sale	Mar 28, 2024 · Amount on Record
Prior Sale	Nov 29, 2021 · Amount on Record
Deed Document Number	2024106
Deed Book / Page	276 / 767
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 28, 2024
Property Address	1420 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3724
Document Number	0005900106
Book / Page	KC 276 / 767
Map Reference	PL 470-471
Instrument Date	Mar 26, 2024
Instrument	24032805900106
Transaction Type	Transfer
Record Updated	Apr 10, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2398 WERNZ DR, HEBRON, KY 41048-6715

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1420 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3724

Mortgage

Document Number	0005900107
Date	Mar 28, 2024
Book Page	KCM 536/358
Instrument	24032805900107

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45242

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 29, 2021
Property Address	1420 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3724
Document Number	0005900067
Book / Page	133 / 483
Map Reference	PL 470&471
Instrument Date	Nov 22, 2021
Instrument	21112905900067
Transaction Type	Transfer
Record Updated	Dec 31, 2021
Title Company	360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1591 MARCELLA DR, 1591, COVINGTON, KY 41011-3747

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1420 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3724

Mortgage

Document Number	0005900068
Date	Nov 29, 2021
Book Page	307/248
Instrument	21112905900068

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 19, 2020
Property Address	1420 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3724
Document Number	0000000012
Book / Page	000037 / 000941
Instrument Date	Aug 13, 2020
Instrument	12
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGCY LP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 E HENRY CLAY AVE FORT WRIGHT KY 410113724, FORT WRIGHT, KY 41011-3724

Mortgage

Document Number	13
Date	Aug 19, 2020
Book Page	000M84/000808
Instrument	13

Lender

Name	VICTORY MTG
Type	Mortgage Company
Address	FORT MITCHELL, KY 41017

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 20, 2017
Property Address	1420 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3724
Document Number	0000000053
Book / Page	0C6251 / 000163
Instrument Date	Sep 16, 2017
Instrument	53
Transaction Type	Transfer
Record Updated	Oct 24, 2017
Title Company	NW TITLE AGENCY, NW TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$152.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1420 E HENRY CLAY AVE FORT WRIGHT KY 410113724, FORT WRIGHT, KY 41011-3724

Mortgage

Document Number	54
Date	Sep 20, 2017
Book Page	0C6251/000166
Instrument	54

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WINSTON-SALEM, NC 27101

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Wright City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$340,000 (-) Land $45,000 Building $295,000	$340,000 (-) Land $45,000 Building $295,000
2025	$3,369.00 (+17.06%)	$340,000 (+25.93%) Land $45,000 Building $295,000	$340,000 (+25.93%) Land $45,000 Building $295,000
2023	$2,878.00	$270,000 Land $45,000 Building $225,000	$270,000 Land $45,000 Building $225,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

1420 E Henry Clay Ave, Fort Wright (Covington), KY 41011 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2024: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

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Nearby Streets

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