1414 E Henry Clay Ave, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 1414 E Henry Clay Ave, Fort Wright, KY 41011

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 2,205 sqft · built 1929
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Tax Bill$2,551 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Mar 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN041-20-25-001.00

Property Details

APN / Parcel Number

Primary APN041-20-25-001.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area2,205 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1929
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area10,019 sqft (0.23 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number0412025001.00
Street Address1414 E HENRY CLAY AVE
CityFT WRIGHT
StateKY
Zip41011-3724
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH HILLS LOT 223
Legal SubdivisionSOUTH HILLS
Legal PhaseB
Legal Lot Number223
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1003
Census Tract65200

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2544 1ST ST APT 207, 207, FORT MYERS, FL 33901-2467
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2022Deed of Trust, Mortgage · Line of Credit
HEARTLAND BANK
Mar 5, 2021Deed of Trust, Mortgage · Line of Credit
HEARTLAND BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 1995
Deed SaleAug 16, 1995
Deed Document Number0001165264
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1414 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3724
Transaction TypeMortgage
Record UpdatedAug 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1414 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3724

Mortgage

Document Number0005900141
DateAug 5, 2022
Book Page395/37
Instrument22080505900141
Lender
NameHEARTLAND BANK
TypeBank
AddressFT MITCHELL, KY 41017
Agreement
TypeLine of Credit
AmountAmount Recorded
Term35 Months
DueJul 8, 2025
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1414 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3724
Transaction TypeMortgage
Record UpdatedMar 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1414 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3724

Mortgage

Document Number0005900238
DateMar 5, 2021
Book Page179/601
Instrument21030505900238
Lender
NameHEARTLAND BANK
TypeBank
AddressCOLUMBUS, OH 43213
Agreement
TypeLine of Credit
AmountAmount Recorded
Term36 Months
DueMar 1, 2024
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,551.00 (+24.32%)$257,500 (+33.77%) Land $45,000 Building $212,500$257,500 (+33.77%) Land $45,000 Building $212,500
2023$2,052.00$192,500 Land $45,000 Building $147,500$192,500 Land $45,000 Building $147,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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