1418 E Henry Clay Ave, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 1418 E Henry Clay Ave, Fort Wright, KY 41011

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,467 sqft · built 1940
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$238,000 (May 2020)
Tax Bill$2,526 (2025)
Deeds & MortgagesDec 2025 Second Mortgage
Jan 2024 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN041-20-25-003.01

Property Details

APN / Parcel Number

Primary APN041-20-25-003.01

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,467 sqft Finished Area
Gross Area2,152 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address1418 E HENRY CLAY AVE
CityFT WRIGHT
StateKY
Zip41011-3724
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH HILLS LOT 221
Legal SubdivisionSOUTH HILLS
Legal PhaseB
Legal Lot Number221
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1003
Census Tract65200

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1418 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3724
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Jan 25, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Nov 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
May 11, 2020Warranty Deed, Transfer · Conventional with PMI
FIRST NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 11, 2020 · Amount on Record
Deed SaleMay 11, 2020 · Amount on Record
Prior SaleJun 6, 2013 · Amount on Record
Deed Document Number20205900209
Deed Book / Page20 / 752
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1418 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3724
Transaction TypeMortgage
Record UpdatedJan 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900170
DateDec 23, 2025
Book PageKCM 720/390
Instrument25122305900170
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueJan 1, 2046

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1418 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3724
Transaction TypeMortgage
Record UpdatedFeb 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900011
DateJan 25, 2024
Book PageKCM 522/265
Instrument24012505900011
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 1, 2044

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1418 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3724
Transaction TypeMortgage
Record UpdatedJan 6, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900285
DateNov 24, 2021
Book Page306/633
Instrument21112405900285
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMay 11, 2020
Property Address1418 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3724
Document Number0000000209
Book / Page000020 / 000752
Instrument DateApr 9, 2020
Instrument209
Transaction TypeTransfer
Record UpdatedJul 6, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$238.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1418 E HENRY CLAY AVE FORT WRIGHT KY 410113724, FORT WRIGHT, KY 41011-3724

Mortgage

Document Number210
DateMay 11, 2020
Book Page000M42/000625
Instrument210
Lender
NameFIRST NAT'L BK
TypeBank
AddressMASON, OH 45040
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 10, 2050

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$254,900 (-) Land $45,000 Building $209,900$254,900 (-) Land $45,000 Building $209,900
2025$2,526.00 (-0.43%)$254,900 (+7.1%) Land $45,000 Building $209,900$254,900 (+7.1%) Land $45,000 Building $209,900
2023$2,537.00$238,000 Land $45,000 Building $193,000$238,000 Land $45,000 Building $193,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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