1425 E Henry Clay Ave, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 1425 E Henry Clay Ave, Fort Wright, KY 41011

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,503 sqft · built 1954
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$170,000 (Sep 2017)
Tax Bill$2,089 (2025)
Deeds & MortgagesMar 2021 Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN041-20-25-007.00

Property Details

APN / Parcel Number

Primary APN041-20-25-007.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,503 sqft Finished Area
Gross Area1,807 sqft

Exterior

Year BuiltBuilt 1954
Exterior MaterialBrick
Foundation TypeBlock
Lot Area8,712 sqft (0.2 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number0412025007.00
Street Address1425 E HENRY CLAY AVE
CityFT WRIGHT
StateKY
Zip41011-3723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH HILLS LOT 159
Legal SubdivisionSOUTH HILLS
Legal PhaseB
Legal Lot Number159
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1008
Census Tract65200

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1425 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3723
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNION HOME MORTGAGE CORP
Sep 14, 2017Grant Deed, Transfer · Conventional Mortgage
UNION HM MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 14, 2017 · Amount on Record
Deed SaleSep 14, 2017 · Amount on Record
Prior SaleDec 2, 2011 · Amount on Record
Deed Document Number0006247350
Deed Book / Page6247 / 350
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1425 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3723
Transaction TypeMortgage
Record UpdatedApr 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900014
DateMar 26, 2021
Book Page190/794
Instrument21032605900014
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateSep 14, 2017
Property Address1425 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3723
Document Number0000000153
Book / Page0C6247 / 000350
Instrument DateSep 14, 2017
Instrument153
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$170.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1425 E HENRY CLAY AVE FORT WRIGHT KY 410113723, FORT WRIGHT, KY 41011-3723

Mortgage

Document Number154
DateSep 14, 2017
Book Page006248/000001
Instrument154
Lender
NameUNION HM MTG
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 13, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,089.00 (+8.92%)$210,800 (+17.11%) Land $45,000 Building $165,800$210,800 (+17.11%) Land $45,000 Building $165,800
2023$1,918.00$180,000 Land $45,000 Building $135,000$180,000 Land $45,000 Building $135,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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