1416 E Henry Clay Ave, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 1416 E Henry Clay Ave, Fort Wright, KY 41011

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,842 sqft · built 1998
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$258,000 (Feb 2017)
Tax Bill	$3,002 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041-20-25-001.01`

Property Details

APN / Parcel Number

Primary APN	`041-20-25-001.01`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,842 sqft Finished Area
Gross Area	2,028 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1416 E HENRY CLAY AVE
City	FT WRIGHT
State	KY
Zip	41011-3724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH HILLS LOT 222
Legal Subdivision	SOUTH HILLS
Legal Phase	B
Legal Lot Number	222
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1003
Census Tract	65200

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1416 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Warranty Deed, Transfer · Conventional with PMI HOME PT FIN'L
Feb 7, 2017	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2017 · Amount on Record
Deed Sale	Feb 7, 2017 · Amount on Record
Prior Sale	May 29, 2014 · Amount on Record
Deed Document Number	201702 07 059 00028
Deed Book / Page	6091 / 12
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 7, 2021
Property Address	1416 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3724
Document Number	0000000217
Book / Page	000065 / 000298
Instrument Date	Dec 28, 2020
Instrument	217
Transaction Type	Transfer
Record Updated	Mar 1, 2021
Title Company	NTC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1416 E HENRY CLAY AVE FORT WRIGHT KY 410113724, FORT WRIGHT, KY 41011-3724

Mortgage

Document Number	218
Date	Jan 7, 2021
Book Page	00M151/000671
Instrument	218

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2051

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Feb 7, 2017
Property Address	1416 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3724
Document Number	0000000028
Book / Page	0C6091 / 000012
Instrument Date	Feb 2, 2017
Instrument	28
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$25.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1416 E HENRY CLAY AVE FORT WRIGHT KY 410113724, FORT WRIGHT, KY 41011-3724

Mortgage

Document Number	29
Date	Feb 7, 2017
Book Page	0C6091/000016
Instrument	29

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Wright City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,000 (-) Land $45,000 Building $258,000	$303,000 (-) Land $45,000 Building $258,000
2025	$3,002.00 (-7.03%)	$303,000 (-) Land $45,000 Building $258,000	$303,000 (-) Land $45,000 Building $258,000
2023	$3,229.00	$303,000 Land $45,000 Building $258,000	$303,000 Land $45,000 Building $258,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

1416 E Henry Clay Ave, Fort Wright (Covington), KY 41011 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

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Nearby Streets

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