1423 E Henry Clay Ave, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 1423 E Henry Clay Ave, Fort Wright, KY 41011

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,414 sqft · built 1951
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$183,000 (Dec 2012)
Tax Bill$2,191 (2025)
Deeds & MortgagesJul 2017 Mortgage
Jul 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN041-20-25-005.00

Property Details

APN / Parcel Number

Primary APN041-20-25-005.00

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,414 sqft Finished Area
Gross Area1,534 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area8,712 sqft (0.2 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1423 E HENRY CLAY AVE
CityFT WRIGHT
StateKY
Zip41011-3723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH HILLS LOT 160
Legal SubdivisionSOUTH HILLS
Legal PhaseB
Legal Lot Number160
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1008
Census Tract65200

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1423 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3723
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIRST FIN'L BK&TR
Jul 13, 2017Deed of Trust, Mortgage · Line of Credit
FIRST FIN'L BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 20, 2012 · Amount on Record
Deed SaleDec 20, 2012 · Amount on Record
Deed Document Number201212 20 059 00147
Deed Book / Page5036 / 242
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1423 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3723
Document Number0000000019
Instrument DateJul 13, 2017
Transaction TypeMortgage
Record UpdatedAug 8, 2017
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1423 E HENRY CLAY AVE FORT WRIGHT KY 410113723, FORT WRIGHT, KY 41011-3723

Mortgage

Document Number0000000019
DateJul 27, 2017
Book Page006212/000138
Instrument19
Lender
NameFIRST FIN'L BK&TR
TypeFunding / Finance Company
AddressCINCINNATI, OH 45202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 26, 2037
Interest
Rate TypeAdjustable Rate

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1423 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3723
Document Number0000000519
Instrument DateJul 13, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1423 E HENRY CLAY AVE FORT WRIGHT KY 410113723, FORT WRIGHT, KY 41011-3723

Mortgage

Document Number0000000519
DateJul 27, 2017
Book Page0C6212/000138
Instrument519
Lender
NameFIRST FIN'L BK&TR
TypeFunding / Finance Company
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 26, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$221,100 (-) Land $45,000 Building $176,100$221,100 (-) Land $45,000 Building $176,100
2025$2,191.00 (+2.14%)$221,100 (+9.84%) Land $45,000 Building $176,100$221,100 (+9.84%) Land $45,000 Building $176,100
2023$2,145.00$201,300 Land $45,000 Building $156,300$201,300 Land $45,000 Building $156,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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