1417 E Henry Clay Ave, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 1417 E Henry Clay Ave, Fort Wright, KY 41011

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,190 sqft · built 1952
Lot Size0.569 acres (24,829 sqft)
Owner2 Individual Names on File
Last Sale$320,000 (Mar 2020)
Tax Bill$3,171 (2025)
Deeds & MortgagesOct 2020 Mortgage
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN041-20-25-002.01

Property Details

APN / Parcel Number

Primary APN041-20-25-002.01

Interior

Bedrooms5 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,190 sqft Finished Area
Gross Area2,250 sqft

Exterior

Year BuiltBuilt 1952
Exterior MaterialCombination
Foundation TypeConcrete
Lot Area24,829 sqft (0.569 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number0412025002.01
Street Address1417 E HENRY CLAY AVE
CityFT WRIGHT
StateKY
Zip41011-3723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH HILLS LOT 163 & PT LOT 164
Legal SubdivisionSOUTH HILLS
Legal PhaseB
Legal Lot Number163,164
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1008
Census Tract65200

Owner

Source: Kenton County records · APN 041-20-25-002.01

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1417 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3723
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 06, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BK
Mar 23, 2020Warranty Deed, Transfer
UNION SVGS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 23, 2020 · Amount on Record
Deed SaleMar 23, 2020 · Amount on Record
Deed Document Number0000013554
Deed Book / Page13 / 554
Record UpdatedJun 08, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1417 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3723
Document Number0000000248
Instrument DateOct 06, 2020
Transaction TypeMortgage
Record UpdatedDec 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1417 E HENRY CLAY AVE FORT WRIGHT KY 410113723, FORT WRIGHT, KY 41011-3723

Mortgage

Document Number0000000248
DateDec 07, 2020
Book Page00M137/000253
Instrument248
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 06, 2040

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMar 23, 2020
Property Address1417 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3723
Document Number0000000218
Book / Page000013 / 000554
Instrument DateMar 13, 2020
Instrument218
Transaction TypeTransfer
Record UpdatedMay 29, 2020
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$320.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3689 MEADOWVIEW DR ALEXANDRIA KY 410019598, ALEXANDRIA, KY 41001-9598

Mortgage

Document Number219
DateMar 23, 2020
Book Page000023/000717
Instrument219
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
AmountAmount Recorded
Term360 Months
DueMar 22, 2050
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,171.00 (-7.04%)$320,000 (-) Land $45,000 Building $275,000$320,000 (-) Land $45,000 Building $275,000
2023$3,411.00$320,000 Land $60,000 Building $260,000$320,000 Land $60,000 Building $260,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 213 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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