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13973 Reams Rd, Windermere, FL 34786 Property Records

Orange County property record for 13973 Reams Rd, Windermere, FL 34786 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details6 bd · 7 ba · 7,004 sqft · built 2008
Lot Size5.05 acres (219,978 sqft)
Owner2 Individual Names on File
Last Sale$969,500 (Jul 2013)
Tax Bill$34,843 (2025)
Deeds & MortgagesMar 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN35-23-27-0000-00-012

Property Details

APN / Parcel Number

Primary APN35-23-27-0000-00-012
Alternative APNs
  • 272335000000012
  • 157057
  • 158326
  • 160744

Interior

Bedrooms6 Beds
Full Baths7 Baths
Stories2 Stories
Building Area7,004 sqft Living Area
Gross Area9,815 sqft
1st Floor Area4,903 sqft
AtticAttic
Attic Area160 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area219,978 sqft (5.05 acres)
Garage TypeAttached
Garage Area1,438 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area634 sqft
Shed1 Shed
GazeboGazebo
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address13973 REAMS RD
CityWINDERMERE
StateFL
Zip34786-6701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFROM SE COR OF SEC RUN W 2436.76 FT N 54 DEG W 3380.24 FT FO R A POB TH N 54 DEG W 220 FT N 35 DEG E 1000 FT S 54 DEG E 2 20 FT S 35 DEG W 1000 FT TO POB IN SEC 35-23-27
Legal Range27E
Legal Township23S
Legal Section35
Legal SubdivisionACREAGE & UNREC
Legal Tract0000
Legal Lot Number12
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2018
Census Tract17112

Owner

Source: Orange County records · APN 35-23-27-0000-00-012

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13973 REAMS RD, WINDERMERE, FL 34786-6701
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 02, 2013 · Amount on Record
Deed SaleJul 02, 2013 · Amount on Record
Prior SaleOct 27, 2004 · Amount on Record
Deed Document Number2013343216
Deed Book / Page10594 / 1307
Record UpdatedJun 08, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address13973 REAMS RD, WINDERMERE, FL 34786-6701
Document Number0000163881
Instrument DateMar 15, 2017
Transaction TypeMortgage
Record UpdatedAug 18, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address13973 REAMS RD WINDERMERE FL 347866701, WINDERMERE, FL 34786-6701

Mortgage

Document Number0000163881
DateMar 28, 2017
Instrument163881
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 27, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,233,643 (+2.7%)$2,532,930 (-1.1%) Land $800,000 Building $1,732,930
2025$34,843.00 (+11.07%) Homeowner's exemption$2,174,920 (+24.15%)$2,561,160 (+46.2%) Land $800,000 Building $1,761,160
2024$31,371.00 (+20.62%)
2023$26,009.00 (+11.52%)$1,751,831 (+14.27%) Land $328,250 Building $1,423,581$1,751,831 (+14.27%) Land $328,250 Building $1,423,581
2022$23,322.00$1,533,094 Land $328,250 Building $1,204,844$1,533,094 Land $328,250 Building $1,204,844

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950171122, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 84 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force

Wildfire

Wildfire RiskModerate
above 70% of the US · above 51% of Florida
Wildfire LikelihoodAbout 1 in 368 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 196 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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