1302 Spruce St, Troy, OH 45373 Property Records

Miami County property record for 1302 Spruce St, Troy, OH 45373 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1951
Square Footage1,247 sqft Living Area
Lot Size17,293 sqft (0.396 acres)
OccupancyOwner Occupied
Last Sale$147,500 (2022)
Tax Bill$1,636.00 (2025)

Property Details

APN / Parcel Number

Primary APNC06-081295
Alternative APNs
  • 050632.1-05-009-00
  • C06CC032A13700

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area1,247 sqft Living Area
1st Floor1,247 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1951
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Foundation TypeRaised Foundation
Lot Area17,293 sqft (0.396 acres)
Depth X Width216 ft x 80 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area525 sqft Garage
PorchOpen Porch
Porch Area384 sqft Porch
Canopy Area150 sqft Canopy

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
SewageSeptic Sewage
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Old Parcel NumberC06CC032A13700
Street Address1302 SPRUCE ST
CityTROY
StateOH
Zip45373-3829
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description6-5-32 LOT 95 HOME ACRES
Legal Range05
Legal Township06
Legal Section32
Legal SubdivisionHOME ACRES
Legal Lot Number95
JurisdictionMIAMI OH
Minor Civil DivisionCONCORD
Census Blockgroup1
Census Block1035
Census Tract365302

Owner

Source: Miami County records · APN C06-081295

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1302 SPRUCE ST, TROY, OH 45373-3829
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 17, 2022Warranty Deed, Transfer · Conventional Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC
Dec 10, 2019Warranty Deed, Transfer · Conventional Mortgage
THRIVE MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 17, 2022 · Amount on Record
Deed SaleMay 17, 2022 · Amount on Record
Prior SaleDec 10, 2019 · Amount on Record
Deed Doc Number1170
Record RefreshedJun 08, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateMay 17, 2022
Property Address1302 SPRUCE ST, TROY, OH 45373-3829
Document Number0000007815
Map ReferenceMB 4 PG 24
Instrument DateMay 11, 2022
Instrument2022OR-07815
Transaction TypeTransfer
Record UpdatedJun 16, 2026
Title CompanyPRUDCUE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1302 SPRUCE ST, TROY, OH 45373-3829

Mortgage

Document Number0000007816
DateMay 17, 2022
Instrument2022OR-07816
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateDec 10, 2019
Property Address1302 SPRUCE ST, TROY, OH 45373-3829
Document Number0000014926
Map ReferenceMB 4 PG 24
Instrument DateNov 27, 2019
Instrument2019OR-14926
Transaction TypeTransfer
Record UpdatedFeb 17, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address1302 SPRUCE ST, TROY, OH 45373-3829

Mortgage

Document Number0000014927
DateDec 10, 2019
Instrument2019OR-14927
Lender
NameTHRIVE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2049

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,636.00 (+30.46%) Homeowner's exemption$45,860 (+42.25%) Land $7,250 Building $38,610$131,000 (+42.24%) Land $20,700 Building $110,300
2024$1,254.00 (+2.03%) Homeowner's exemption$32,240 (-) Land $7,210 Building $25,030
2023$1,229.00 (+16.94%) Homeowner's exemption$32,240 (-) Land $7,210 Building $25,030$92,100 (-) Land $20,600 Building $71,500
2022$1,051.00 Homeowner's exemption$32,240 Land $7,210 Building $25,030$92,100 Land $20,600 Building $71,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 22% of Ohio
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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