Miami County property record for 1301 Spruce St, Troy, OH 45373 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1948 |
| Square Footage | 1,108 sqft Living Area |
| Lot Size | 20,168 sqft (0.462 acres) |
| Garage | 360 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,475.00 (2025) |
| Primary APN | C06-081324 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,108 sqft Living Area |
| 1st Floor | 1,108 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1948 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Raised Foundation |
| Lot Area | 20,168 sqft (0.462 acres) |
| Depth X Width | 252 ft x 80 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 360 sqft Garage |
| Porch | Enclosed Porch |
| Porch Area | 106 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Septic Sewage |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | C06CC032A10700 |
|---|---|
| Street Address | 1301 SPRUCE ST |
| City | TROY |
| State | OH |
| Zip | 45373-3828 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 6-5-32 LOT 125 HOME ACRES |
| Legal Range | 05 |
| Legal Township | 06 |
| Legal Section | 32 |
| Legal Subdivision | HOME ACRES |
| Legal Lot Number | 125 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | CONCORD |
| Census Blockgroup | 1 |
| Census Block | 1036 |
| Census Tract | 365302 |
Source: Miami County records · APN C06-081324
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1301 SPRUCE ST, TROY, OH 45373-3828 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 21, 2026 | Quit Claim Deed, Transfer · Line of Credit WESTERN OHIO MORTGAGE CORPORATION |
| Nov 09, 2023 | Deed, Transfer |
| Nov 09, 2020 | Warranty Deed, Transfer · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC |
| Mar 14, 2018 | Loan Modification, Mortgage · Veterans Administration Mortgage MR COOPER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 09, 2023 |
| Deed Sale | Nov 09, 2023 |
| Prior Sale | Nov 09, 2020 · Amount on Record |
| Deed Doc Number | 2023OR-12427 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jul 21, 2026 |
| Property Address | 1301 SPRUCE ST, TROY, OH 45373-3828 |
| Document Number | 0000009027 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 20269027 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1301 SPRUCE ST, TROY, OH 45373-3828 |
| Document Number | 0000009028, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 20269028 |
| Name | WESTERN OHIO MORTGAGE CORPORATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Nov 09, 2023 |
| Property Address | 1301 SPRUCE ST, TROY, OH 45373-3828 |
| Document Number | 0000012427 |
| Map Reference | VOL 30 PG 49&49-A |
| Instrument Date | Nov 08, 2023 |
| Instrument | 2023OR-12427 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1301 SPRUCE ST, TROY, OH 45373-3828 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Nov 09, 2020 |
| Property Address | 1301 SPRUCE ST, TROY, OH 45373-3828 |
| Document Number | 0000016612 |
| Map Reference | MB 4 PG 24 |
| Instrument Date | Nov 04, 2020 |
| Instrument | 2020OR-16612 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1301 SPRUCE ST, TROY, OH 45373-3828 |
| Document Number | 0000016613 |
|---|---|
| Date | Nov 09, 2020 |
| Instrument | 2020OR-16613 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1301 SPRUCE ST, TROY, OH 45373-3828 |
| Document Number | 0000004282 |
| Instrument Date | Mar 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2018 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 1301 SPRUCE ST TROY OH 453733828, TROY, OH 45373-3828 |
| Document Number | 0000004282 |
|---|---|
| Date | Apr 11, 2018 |
| Instrument | 4282 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 10, 2048 |
| Rate | 4.5% |
|---|
Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,475.00 (+15.6%) Homeowner's exemption | $41,340 (+26.04%) Land $7,350 Building $33,990 | $118,100 (+26.04%) Land $21,000 Building $97,100 |
| 2024 | $1,276.00 (+2.08%) Homeowner's exemption | $32,800 (-) Land $7,350 Building $25,450 | |
| 2023 | $1,250.00 (+16.93%) Homeowner's exemption | $32,800 (-) Land $7,350 Building $25,450 | $93,700 (-) Land $21,000 Building $72,700 |
| 2022 | $1,069.00 Homeowner's exemption | $32,800 Land $7,350 Building $25,450 | $93,700 Land $21,000 Building $72,700 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 22% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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