Miami County property record for 1223 Spruce St, Troy, OH 45373 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,075 sqft · built 1950 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $74,000 (Jul 2011) |
| Tax Bill | $1,311 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C06-081323 |
| Primary APN | C06-081323 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,075 sqft Living Area |
| 1st Floor Area | 1,075 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 252 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 176 sqft |
| Deck Area | 180 sqft |
| Patio Area | 180 sqft |
| Lean-To | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Old Parcel Number | C06CC032A10800 |
|---|---|
| Street Address | 1223 SPRUCE ST |
| City | TROY |
| State | OH |
| Zip | 45373-3826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-5-32 LOT 124 HOME ACRES |
| Legal Range | 05 |
| Legal Township | 06 |
| Legal Section | 32 |
| Legal Subdivision | HOME ACRES |
| Legal Lot Number | 124 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 365302 |
Source: Miami County records · APN C06-081323
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1223 SPRUCE ST, TROY, OH 45373-3826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC |
| Oct 07, 2022 | Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 12, 2011 · Amount on Record |
| Deed Sale | Jul 12, 2011 · Amount on Record |
| Prior Sale | Nov 27, 2007 |
| Deed Document Number | 919 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1223 SPRUCE ST, TROY, OH 45373-3826 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000007499 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 2021OR-07499 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1223 SPRUCE ST, TROY, OH 45373-3826 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000014712 |
|---|---|
| Date | Oct 07, 2022 |
| Instrument | 2022OR-14712 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45434 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Sep 25, 2047 |
Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,311.00 (+12.34%) Homeowner's exemption | $36,750 (+22.5%) Land $7,350 Building $29,400 | $105,000 (+22.52%) Land $21,000 Building $84,000 |
| 2024 | $1,167.00 (+2.01%) Homeowner's exemption | $30,000 (-) Land $7,350 Building $22,650 | |
| 2023 | $1,144.00 (+16.97%) Homeowner's exemption | $30,000 (-) Land $7,350 Building $22,650 | $85,700 (-) Land $21,000 Building $64,700 |
| 2022 | $978.00 Homeowner's exemption | $30,000 Land $7,350 Building $22,650 | $85,700 Land $21,000 Building $64,700 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 22% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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