1308 Spruce St, Troy, OH 45373 Property Records

Miami County property record for 1308 Spruce St, Troy, OH 45373 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	1,288 sqft Living Area
Lot Size	17,293 sqft (0.396 acres)
Occupancy	Owner Occupied
Last Sale	$122,900 (2018)
Tax Bill	$2,343.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`C06-081293`
Alternative APNs	`050632.1-05-011-00` `C06CC032A13900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,288 sqft Living Area
1st Floor	1,288 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2004
Architectural Style	Conventional Style
Exterior Material	Brick Exterior
Foundation Type	Raised Foundation
Lot Area	17,293 sqft (0.396 acres)
Depth X Width	216 ft x 80 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Mixed Garage
Garage Area	504 sqft Garage
Carport	Carport
Carport Area	378 sqft Carport

Exterior Amenities

Patio Area	25 sqft Patio
Porch	1 Porch
Porch Area	90 sqft Porch
Canopy Area	90 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Septic Sewage
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number	C06CC032A13900
Street Address	1308 SPRUCE ST
City	TROY
State	OH
Zip	45373-3829
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	6-5-32 LOT 93 HOME ACRES
Legal Range	05
Legal Township	06
Legal Section	32
Legal Subdivision	HOME ACRES
Legal Lot Number	93
Jurisdiction	MIAMI OH
Minor Civil Division	CONCORD
Census Blockgroup	1
Census Block	1035
Census Tract	365302

Owner

Source: Miami County records · APN C06-081293

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1308 SPRUCE ST, TROY, OH 45373-3829
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 16, 2018 · Amount on Record
Deed Sale	Nov 16, 2018 · Amount on Record
Prior Sale	Feb 09, 1995 · Amount on Record
Deed Doc Number	2623
Record Refreshed	Jun 08, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Nov 16, 2018
Property Address	1308 SPRUCE ST, TROY, OH 45373-3829
Document Number	0000014250
Map Reference	MB 4 PG 24
Instrument Date	Nov 15, 2018
Instrument	2018OR-14250
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	HOME SERVICES TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 SPRUCE ST, TROY, OH 45373-3829

Mortgage

Document Number	0000014251
Date	Nov 16, 2018
Instrument	2018OR-14251

Lender

Name	UNION SAVINGS BANK
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,343.00 (+18.33%) Homeowner's exemption	$65,700 (+29%) Land $7,250 Building $58,450	$187,700 (+29%) Land $20,700 Building $167,000
2024	$1,980.00 (+2.06%) Homeowner's exemption	$50,930 (-) Land $7,210 Building $43,720
2023	$1,940.00 (+16.94%) Homeowner's exemption	$50,930 (-) Land $7,210 Building $43,720	$145,500 (-) Land $20,600 Building $124,900
2022	$1,659.00 Homeowner's exemption	$50,930 Land $7,210 Building $43,720	$145,500 Land $20,600 Building $124,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 22% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.