Miami County property record for 1306 Spruce St, Troy, OH 45373 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1953 |
| Square Footage | 1,008 sqft Living Area |
| Lot Size | 17,293 sqft (0.397 acres) |
| Garage | 480 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,573.00 (2025) |
| Primary APN | C06-081294 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,008 sqft Living Area |
| 1st Floor | 2,016 sqft 1st Floor |
| Basement Area | 1,008 sqft Basement |
| Unfinished Basement | 1,008 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Lot Area | 17,293 sqft (0.397 acres) |
| Depth X Width | 216 ft x 80 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 480 sqft Garage |
| Deck Area | 588 sqft Deck |
| Patio Area | 588 sqft Patio |
| Canopy Area | 364 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 1306 SPRUCE ST |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-3829 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 6-5-32 LOT 94 HOME ACRES |
| Legal Range | 06 |
| Legal Township | 05 |
| Legal Section | 32 |
| Legal Subdivision | HOME ACRES |
| Legal Lot Number | 94 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | CONCORD |
| Census Blockgroup | 1 |
| Census Block | 1035 |
| Census Tract | 365302 |
Source: Miami County records · APN C06-081294
Assessment roll updated March 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1306 SPRUCE ST, TROY, OH 45373-3829 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 08, 2024 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Apr 01, 2024 | Quit Claim Deed, Transfer Quitclaim Document |
| Apr 01, 2024 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 01, 1981 |
| Deed Sale | May 01, 1981 |
| Last Transfer Date | Feb 21, 2013 |
| Transfer Doc | 0000002676 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1306 SPRUCE ST, TROY, OH 45373-3829 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1306 SPRUCE ST, TROY, OH 45373-3829 |
| Document Number | 0000011615 |
|---|---|
| Date | Nov 08, 2024 |
| Instrument | 2024OR-11615 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | 5001 KINGSLEY DR, CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Apr 01, 2024 |
| Property Address | 1306 SPRUCE ST, TROY, OH 45373-3829 |
| Document Number | 0000003178 |
| Map Reference | VOL 20 PG 83 |
| Instrument Date | Mar 28, 2024 |
| Instrument | 2024OR-03178 |
| Transaction Type | Transfer |
| Record Updated | May 07, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2117 WESLEYAN RD, DAYTON, OH 45406-2628 |
| Name | Verified Name |
|---|---|
| Address | 1306 SPRUCE ST, TROY, OH 45373-3829 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Apr 01, 2024 |
| Property Address | 1306 SPRUCE ST, TROY, OH 45373-3829 |
| Document Number | 0000003178 |
| Map Reference | VOL 20 PG 83 |
| Instrument Date | Mar 28, 2024 |
| Instrument | 2024OR-03178 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2117 WESLEYAN RD, DAYTON, OH 45406-2628 |
| Name | Verified Name |
|---|---|
| Address | 1306 SPRUCE ST, TROY, OH 45373-3829 |
Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,573.00 (+17.92%) Homeowner's exemption | $45,720 (+33.29%) Land $7,250 Building $38,470 | $130,600 (+33.27%) Land $20,700 Building $109,900 |
| 2024 | $1,334.00 (+2.07%) Homeowner's exemption | $34,300 (-) Land $7,210 Building $27,090 | |
| 2023 | $1,307.00 (+16.91%) Homeowner's exemption | $34,300 (-) Land $7,210 Building $27,090 | $98,000 (-) Land $20,600 Building $77,400 |
| 2022 | $1,118.00 Homeowner's exemption | $34,300 Land $7,210 Building $27,090 | $98,000 Land $20,600 Building $77,400 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 22% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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