12830 Luthman Rd, Minster, OH 45865 Property Records

Shelby County property record for 12830 Luthman Rd, Minster, OH 45865

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 812 sqft · built 1949
Lot Size	0.176 acres (7,667 sqft)
Owner	Individual Name on Record
Last Sale	$148,000 (Aug 2019)
Tax Bill	$1,640 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-0432278.021`

Property Details

APN / Parcel Number

Primary APN	`34-0432278.021`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	812 sqft Living Area
1st Floor Area	812 sqft
Basement Area	280 sqft
Unfinished Basement	280 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1969
Construction Type	Frame
Roof Material	Shingle
Lot Area	7,667 sqft (0.176 acres)
Lot Dimensions	154 ft deep x 100 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	245 sqft
Patio Area	728 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12830 LUTHMAN RD
City	MINSTER
State	OH
Zip	45865-9374
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R05 T07 S32 LOT 400 LORAMIE SOUTH SHORE SUB 225-04-32-278-021PLAT V24 P31
Legal Subdivision	LORAMIE SOUTH SHORE SUBDIVISION
Legal Lot Number	400
Jurisdiction	SHELBY OH
Township / Civil Division	MCLEAN
Census Block Group	1
Census Block	1028
Census Tract	971600

Owner

Source: Shelby County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12830 LUTHMAN RD, MINSTER, OH 45865-9374
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK RICHMOND NA
Aug 8, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK RICHMOND NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2019 · Amount on Record
Deed Sale	Aug 8, 2019 · Amount on Record
Prior Sale	Apr 28, 2006 · Amount on Record
Deed Document Number	20193892
Deed Book / Page	2181 / 71
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	12830 LUTHMAN RD, MINSTER, OH 45865-9374
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2265/304
Date	Jan 19, 2021
Book Page	2265/304
Instrument	202100000380

Lender

Name	FIRST BANK RICHMOND NA
Type	Bank
Address	RICHMOND, IN 47374

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Aug 8, 2019
Property Address	12830 LUTHMAN RD, MINSTER, OH 45865-9374
Document Number	002181/071
Book / Page	2181 / 071
Map Reference	VOL 24 PG 31
Instrument Date	Aug 7, 2019
Instrument	201900003892
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	12830 LUTHMAN RD, MINSTER, OH 45865-9374

Mortgage

Document Number	201900003893
Date	Aug 8, 2019
Instrument	201900003893

Lender

Name	FIRST BANK RICHMOND NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	McLean Township
Unified School District	Anna Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,640.00 (-7.03%)	$56,840 (-) Land $15,680 Building $41,160
2024	$1,764.00 (-6.96%) Homeowner's exemption	$56,840 (-0.4%) Land $15,680 Building $41,160
2023	$1,896.00 (+17.47%) Homeowner's exemption	$57,070 (+22.07%) Land $15,680 Building $41,390	$162,400 (+21.58%) Land $44,800 Building $117,600
2022	$1,614.00 Homeowner's exemption	$46,750 Land $15,680 Building $31,070
2020			$133,580 Land $44,800 Building $88,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	15 (1996–2019)
Most Recent Claim	May 2019 · other causes
Claims by Event	Severe Storms And Flooding, Jul 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: Verizon, Wabash Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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