12823 Luthman Rd, Minster, OH 45865 Property Records

Shelby County property record for 12823 Luthman Rd, Minster, OH 45865

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,296 sqft · built 1956
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Sep 2025)
Tax Bill	$955 (2025)
Deeds & Mortgages	Sep 2025 Re-recorded Document Dec 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-0432280.013`

Property Details

APN / Parcel Number

Primary APN	`34-0432280.013`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Shingle
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	60 ft deep x 100 ft wide

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Oil

Location & Zoning

Street Address	12823 LUTHMAN RD
City	MINSTER
State	OH
Zip	45865-9379
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 406 LORAMIE SOUTH SHORE SUB LOT 406 225-04-32-280-013PLAT V24 P31
Legal Subdivision	LORAMIE SOUTH SHORE SUBDIVISION
Legal Lot Number	406
Jurisdiction	SHELBY OH
Township / Civil Division	MCLEAN
Census Block Group	1
Census Block	1028
Census Tract	971600

Owner

Source: Shelby County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12823 LUTHMAN RD, MINSTER, OH 45865-9379
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Re-recorded Document WAVE TITLE AGENCY INC
Dec 22, 2022	Deed of Trust, Mortgage · Line of Credit MINSTER BANK
Jun 25, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2025 · Amount on Record
Deed Sale	Sep 24, 2025 · Amount on Record
Prior Sale	Aug 14, 2025 · Amount on Record
Deed Document Number	20254713
Deed Book / Page	2327 / 5884
Prior Transfer Date	Aug 13, 2025
Prior Transfer Doc	02327/5884
Record Updated	Sep 20, 2026

September 2025: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	SHELBY OH
Recording Date	Sep 24, 2025
Property Address	12823 LUTHMAN RD, MINSTER, OH 45865-9379
Document Number	02327/5884
Book / Page	2327 / 5884
Map Reference	VOL 24 PG 31
Instrument Date	Aug 13, 2025
Instrument	202504713
Record Updated	Oct 6, 2025
Title Company	WAVE TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12823 LUTHMAN RD, MINSTER, OH 45865-9379

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	12823 LUTHMAN RD, MINSTER, OH 45865-9379
Transaction Type	Mortgage
Record Updated	Jan 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02312/4170
Date	Dec 22, 2022
Book Page	2312/4170
Instrument	202206692

Lender

Name	MINSTER BANK
Type	Bank
Address	MINSTER, OH 45865

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 21, 2042

Interest

Rate Type	Adjustable Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Jun 25, 2021
Property Address	12823 LUTHMAN RD, MINSTER, OH 45865-9379
Document Number	002294/715
Book / Page	2294 / 715
Instrument Date	Jun 22, 2021
Instrument	202100004381
Transaction Type	Transfer
Record Updated	Jun 27, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10570 WRIGHT PUTHOFF RD, SIDNEY, OH 45365-8650

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	McLean Township
Unified School District	Anna Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$955.00 (-6.83%)	$32,290 (-) Land $7,350 Building $24,940
2024	$1,025.00 (-6.56%)	$32,290 (-) Land $7,350 Building $24,940
2023	$1,097.00 (+37.64%)	$32,290 (+42.94%) Land $7,350 Building $24,940	$92,270 (+42.97%) Land $21,000 Building $71,270
2022	$797.00	$22,590 Land $5,880 Building $16,710
2020			$64,540 Land $16,800 Building $47,740

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	15 (1996–2019)
Most Recent Claim	May 2019 · other causes
Claims by Event	Severe Storms And Flooding, Jul 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40

Cell Coverage

5G (outdoors only) and 4G LTE

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